Own it

Buy the things you love today and pay
for them over time, interest free


Shop it. Own it. Interest free.

Do more, enjoy more, experience more. Own your freedom, your wellness, your personal style. Simply checkout with Zip and pay later. Get that sofa, that outfit, take that trip. It’s your life, we’ll help you own it.

Own what you love

Pay how you like

Zip gives you the freedom to own it today. No fuss, no wait, no worries.


Want it

Buy what you want and checkout with Zip

Get it

Get it

We pay the store,
you get the goods

Own it

Own it

You pay us back over time interest free

Whatever you want,
there's a Zip for that


Your everyday spending

Under $1000

From fashion to fitness, eyewear to electronics, pet care to power tools. No wait, no worries.


Ideal for life’s bigger buys

Over $1000

Furnishing your home, updating your kitchen or buying that road bike. All your big ticket items without the stress.

Join over 700,000
Australians owning it with Zip

"I have now experienced shopping both online and in-store with Zip Pay and it was super easy. It is such a great option. I am really happy to be Zip Pay customer."


"Easy to use. Love how you can adjust payments to suit and have the ability to make additional payments or pay out in full before the due date."


"It's better than a Credit Card!! I joined Zip Pay to buy a product online at a great price. The process of joining Zip Pay was quick and easy, done online, no paperwork just answered a few questions and I got an reply & approval in seconds. T&C's straight forward. Very user friendly. Works for me."



Own the way you pay at your favourite stores

Just select Zip at the checkout

Boost your business with a pay later option

Give your customers a pay later option, and they’ll have more reason to buy