All articles

Jet-Set for Less: How to Use Zip for All Your Travel Expenses


Nicole Bustamante


April 6, 2022

Jet-Set for Less: How to Use Zip for All Your Travel Expenses

It’s a bird! It’s a plane! It’s…well yes, it’s a plane with you inside of it! The world is opening up again and we are ready to travel.

With so much anticipation after spending the last year mainly indoors, there’s no better way to prep than by learning how to travel on a budget. Whether you’ve been saving every dime for your next vacay or not, these tips are sure to help you keep costs down so you can truly relax and enjoy your next vacation.

  • Plan Ahead

    As fun as it can be, booking a spontaneous getaway comes with very little financial benefit. It can be exciting to book a ticket out of town for tomorrow, but you’ll usually get more for your money if you plan ahead. Doing your research will prove to pay off in the end—so our first tip to you is plan, plan, plan.

  • Decide where you’re going…

    Take some time to figure out where you want to go and do your research on the location. You’ll want to consider any travel restrictions and safety protocols currently in place that may impact your trip.

  • …and how you’re going to get there…

    Once you have the spot picked out, the next big step is to start looking at your transportation options. If you’re flying, you’ll want to book your flight as far ahead of time as possible as this is usually the best way to get the best deal. If you’ll be driving, then any time is a great time to look into rental car companies! Pro tip: make sure to research flights and hotels on an incognito window to avoid inflated pricing based on past search activity.

  • …and when you’re arriving.

    Traveling in the off-season can be one of the best ways to save some money. This isn’t always a feasible option if you have to consider multiple schedules, but if you can avoid traveling to your destination during peak season you are likely to see better pricing. During school holidays, resorts and airlines exponentially raise their prices, so travel right before or after these dates (during what’s known as the “shoulder season”) to get a better deal while taking advantage of similar weather and activities.

Stay for Cheap

Planning where you want to go and how you’re going to get there well in advance will help you take advantage of early-bird pricing. These days, there are a thousand and one accommodation options that you can take advantage of. If you’re looking for a traditional hotel with concierge services like airport pickup and other traditional amenities, you can scour websites like,, Expedia, Trivago, and more.

There are also less expensive options if you choose to try out a short-term home rental service like Airbnb where hosts are vetted and reviewed. A third affordable accommodation option would be to check out hostels in the area. Hostels are a great way to meet new people while travelling on the cheap.

Overall, it pays to be flexible! There are major financial perks to creating a little wiggle room in your plans. Whether this means taking a late flight on a Tuesday night or opting out of that five-star resort, being open to alternatives is a strength when it comes to traveling on a budget.

Book Your Trip with Zip

Booking your vacation with a product like Zip can assist in planning your dream getaway while sticking to a budget you’re comfortable with. By spreading out your payments for larger travel expenses like airfare or a hotel, you’ll be able to allocate more of your budget towards the fun stuff, like outings and meals.

If you prefer to book flights and hotels on desktop, you can download our Chrome browser extension, Zip for Chrome, for easy browsing. Or, if you’re more comfortable using the app, that works too! Here’s a step-by-step refresher to booking your travel with Zip.

  1. Open the Zip app on your phone and head to the shop tab to search for the airline or service you’d like to book.

  2. Search for your flight, accommodations, or car rental as you normally would, then proceed to the checkout page.

  3. Tap “Pay With Zip” at the bottom of your screen and copy across Zip’s Single Use Card details into the checkout fields.

  4. Start imagining just how good that piña colada is going to taste.

Another pro tip: its a good idea to consider travel insurance if it’s available when you’re checking out (especially these days, plans can change!). If your plans change, reach out to the travel service provider to initiate your refund. Check your cancellation policy before you make a purchase.

Lean Into the Local Life

Finally, one of the best budgeting tips is to act like a local. Take public transportation, walk wherever you go, ask around for the best places to eat. You will feel more immersed in the culture while also saving some money by avoiding overpriced tourist traps.

Regardless of where your next adventure may take you, it’s important to follow the safety and health guidelines specific to that location. Wear your mask to protect yourself and others around you, and pay attention to any regulations in place. While you’re at it, make sure to take a selfie or two so we can live vicariously through you!

This content is for information purposes only and does not consider your personal circumstances and situation. It should not be taken as constituting professional advice. Zip is not a financial adviser. We recommend you seek independent advice from a qualified professional such as an Australian Financial Adviser. Zip is a product provider and does not have any relationships with Financial Advisers.

Zip is not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided in this website.

Get the good stuff

Check out the latest from our blog

10 Money Goals You Can Actually Achieve This Year

Author: Krisanne Madaus

10 worthy personal finance goals and how to actually follow through on them for the rest of the year.
How to Build Up Your Savings on a Low Income

Author: Nicole Bustamante

Follow these tips and tricks, and you may be surprised at just how quickly you can build up your savings on any income.
6 Ingenious Ways to Save Money on Your Next Grocery Run

Author: Nicole Bustamante

We’ve rounded up a number of ideas on how you can consistently save money on your weekly grocery haul.
Jet-Set for Less: How to Use Zip for All Your Travel Expenses

Author: Nicole Bustamante

Whether you’ve been saving every dime for your next vacay or not, these tips are sure to help you keep costs down so you can truly relax and enjoy your next vacation.
Your Guide to Home Improvement on a Budget

Author: Nicole Bustamante

Tips and tricks to improve your space without taking a heavy hit to your bank account.
5 Simple Steps to take the Stress out of Managing Bills

Author: Hilary Krutt

If you find yourself dreading that time of the month (the bill-paying time, of course), then these tips are for you.
Your Guide To Creating a Monthly Budget

Author: Divya Premkumar

Having a budget can help you make better financial decisions and set you up for long-term success.
Level Up Your Money Game: How to Set (and Keep!) Long-Term Financial Goals

Author: Nicole Bustamante

Living your best financial life doesn’t happen overnight. Instead, it’s all about consistently “doing the work” and making healthy choices with your money everyday.
View all articles