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Why you'll love Zip Business Trade

  • Apply online in minutes

  • Up to $3000, always interest free

  • One account for everything

  • Pay later, interest free

All your business expenses in one place

From everyday expenses to core cash flow, we’ve got the solutions to keep you growing.

Zip Business Trade

$1,000 – $3,000

Peace of mind with an account that covers everyday and unexpected spending with quick funding and flexible repayments.
Interest free period
0% always
Ideal for
Everyday items, office supplies, social media ads and more
Decision time
In minutes
Minimum repayments
$200 minimum monthly repayment
Account fee
$12 per month waived if you have zero balance
Trade Plus
Zip Business Trade Plus

$3,000 – $150,000

The convenience of all your spending in a single account with up to 60 days at no cost and flexibility to repay over 4 monthly instalments.
Interest free period
0% always
Ideal for
Larger items, equipment, hire, inventory, bills, invoices and more
Decision time
In 24 hours
No payments for up to 60 days, option to extend into 4 monthly instalments
No account fees or interest. One-off 3% extension fee, split over 4 instalments
Tap to pay
Tap to pay everywhere you see the Contactless symbol

Prefer to speak with us? Call 02 8294 2212

*A $12 monthly account fee applies for Zip Business Trade ONLY. Pay your balance by the due date (the end of each month) and we’ll waive the account fee. See full T&Cs