Shop online, everywhere

Use Zip Business Trade Plus everywhere Visa is accepted.

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Apply for funds fast

Don’t wait forever to get your cash flow sorted. Apply for up to $150,000 in minutes and get a decision in 1 business day. We look at your business performance and combine fraud prevention technology with real-time data analytics to get the funds into your hands sooner.1


No interest, simple fees

With Zip Business Trade accounts, you’ll never pay interest, ever. Our fees are clear and simple, so you know what to expect with no surprises.1


Repay your way

We know some months are better than others. That’s why we build flexibility into every plan, with no penalties for early repayments.

Learn more at our Help Centre
1Zip Business Trade - Minimum monthly repayments are required. A monthly account fee of $20 applies. Pay your closing balance in full by the due date each month and we'll waive the fee. Credit approval criteria, fees and T&Cs apply. Zip Business Trade Plus - Up to 60 days fee free per transaction. Unless you repay each transaction in full before the relevant due date, Zip will convert the transaction amount to a repayment plan on the due date and charge a 3% fee for providing the repayment plan. You must then repay the transaction amount and the 3% fee in four equal monthly instalments, with the first instalment due on the day the repayment plan is established. Credit approval criteria, fees and T&Cs apply

*Payments may take up to 3 business days to reach your biller. Certain biller exclusions apply including but not limited to credit institutions, gambling, share trading, personal loans and DEFT rent. A processing fee will be payable for each bill and invoice processed through Zip. The amount of the fee will be advised and authorised by You at the time of any relevant bill payment.

^Available with Zip Business Trade Plus only. Use the Zip Business Tap to pay card everywhere Visa contactless payments are accepted instore and single use cards everywhere Visa is accepted online. Card T&Cs apply. VISA is a trademark owned by Visa International Service Association and used under license. Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Google and Google Pay are trademarks of Google LLC.