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Choose a Zip account

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Most Popular

Up to $1,000 credit limit

Interest free always on everyday spending

Sign up
  • $9.95 monthly account fee 
  • No establishment fee
  • Repay from $10/week 
  • Tap to pay with Zip just about everywhere Contactless Payments are accepted*
Zip Money logo

Up to $5,000 credit limit

From 3 months interest free for bigger purchases

Sign up
  • 3-60 months interest free 
  • $9.95 monthly account fee 
  • One-off account establishment fee may apply for new customers
  • Repay from $10/week or 3% of the outstanding balance (whichever is greater)
  • Feature
    Zip Pay logo
    Zip Money logo

    Bundle purchases into weekly, fortnightly or monthly repayments

    Tap to pay instore, everywhere Visa is accepted

    Securely pay online with a single-use card

    Earn cashback or Qantas Points with Zip Rewards

    Pay BPAY® Billers

    Use instore

    Everywhere Visa is accepted.

    At over 43,000 merchants.

    Get refund support with Buyer Protection

Frequently Asked Questions

  • Yes! Zip allows you to shop just about everywhere, online and instore. We give you the flexibility to set your repayment schedule to suit your lifestyle – choose weekly, fortnightly, or monthly. You can also pay your bills, manage your subscriptions, buy gift cards and earn rewards when you use the Zip app.


  • * Tap to pay in store available with Zip Pay only. Use the Card everywhere that Visa contactless payments are accepted in store. Card T&Cs apply