MC1072 lp-hero-image 002

Financial Literacy Month, April 2022

From handy hints on handling bills, to balancing your budget and longer-term planning, your financial future starts here.

Financial Literacy Month, April 2022

From handy hints on handling bills, to balancing your budget and longer-term planning, your financial future starts here.

Get the good stuff

Check out the latest from our blog

6 Ingenious Ways to Save Money on Your Next Grocery Run

Author: Nicole Bustamante

We’ve rounded up a number of ideas on how you can consistently save money on your weekly grocery haul.
10 Money Goals You Can Actually Achieve This Year

Author: Krisanne Madaus

10 worthy personal finance goals and how to actually follow through on them for the rest of the year.
5 Simple Steps to take the Stress out of Managing Bills

Author: Hilary Krutt

If you find yourself dreading that time of the month (the bill-paying time, of course), then these tips are for you.
View all articles

Empowering financial wellbeing.

At Zip, we're creating a world where people can live fearlessly today, knowing they're in control of tomorrow. Because our customer's financial wellbeing is at the core of what we do, we're giving them the products, the knowledge and the control to help them achieve it.

Icon - Pointing Finger

Flexible repayments

We offer repayment options to suit your schedule and smart plans to help you avoid fees.

Icon - Hand Coin

Simple fees

Our account fees are simple and jargon-free. Just $7.95 per month, waived if you have nothing owing.

Icon - Hand Rainbow

Interest free options

With Zip Pay there’s no interest, ever.* Zip Money is interest free for at least 3 months, with promotional periods up to 48 months.^

Icon - Magnifying Glass

No surprises

With everything in the app plus handy instalment reminders, it’s easy to keep track of your spending.

Pay bills

Pay over 60,000 BPAY® billers. Your Zip account can be used to pay any bill that offers BPAY®

Zip Money instalments

For purchases of $300 or more, we'll set you up to repay in equal instalments to help you avoid interest charges.

Zip Rewards

Earn cashback offers on special deals in the app, and get even more value added directly to your Zip account. #

Financial hardship

Life is unpredictable, which is why out Financial Hardship program is there to help if you need it.

 

*Minimum monthly repayments are required. A monthly account fee of $7.95 applies. This fee is waived each month you pay your statement closing balance, in full, by the due date.

^ Zip Money Instalments: Available to approved applicants only and subject to completion of satisfactory credit check upon application. Instalment plan splits eligible purchases of $300 and above into equal repayments within the interest free period. Eligible purchase excludes Zip bills and gift cards. A monthly account fee of $7.95 applies and a one off establishment fee may apply for new customers. Additional charges may apply, see T&Cs. Under the contract, minimum monthly repayments are required. If you turn off instalments, all future transactions will be reverted to the minimum monthly repayment. Paying only the minimum monthly repayment amount will generally not repay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable rate. For Customers who acquired an account before 1 May 2023, the applicable standard variable rate is 25.9% per annum. For Customers who acquired an account from 1 May 2023, the applicable variable rate is 23.9% per annum. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable rate. Interest, fees and charges are subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993, Australian Credit Licence Number 441878).

ᐩPayments may take up to 3 business days to reach your Biller. Certain Biller exclusions apply including but not limited to credit institutions, gambling, share trading, personal loans and DEFT rent. A $2.50 processing fee will be payable for each bill processed through Zip. The amount of the fee will be advised and authorised by You at the time of any relevant bill payment.

#Cashback redeemable when you reach the Rewards Goal. Rewards Program and Promotion T&Cs apply.

® Registered to BPAY Pty Ltd ABN 69 079 137 518