Zip After Dark is back

Shop exclusive deals at your favourite brands, and pay later with Zip. *T&Cs apply

4.9 App Store rating

11 million shoppers globally and counting

4.9 App Store rating

11 million shoppers globally and counting

Hurry before the sun sets on these amazing deals.

Choose the account that suits you best

Most popular

$350 - $1,000

Interest free always

For everyday spending, from fashion to fitness, eyewear to electronics, pet care to bills.

Interest free always
Every transaction you make with Zip Pay is interest free always.
Flexible repayments
From $10 pw. Enjoy the freedom to set your schedule to weekly, fortnightly or monthly.
No establishment fee
Pay nothing to sign up.
$7.95 monthly account fee
Pay your statement closing balance, in full, by the due date and we'll waive the fee.
Tap to pay everywhere
Add your Zip card to Apple or Google Pay to shop everywhere Visa is accepted.

Over $1,000

Bigger purchases

For buying that road bike, new sofa or renovating your home.

Interest free for the first 3 months
Retailers may offer longer interest free terms (6-48 months). At conclusion of the interest free period, interest will be charged at the standard annual percentage rate 19.9%.
Flexible repayments
Enjoy the freedom to set your schedule to weekly, fortnightly or monthly.
One-off establishment fee
A one-off establishment fee may apply for new customers.
$7.95 monthly account fee
Waived if you have nothing owing.
Interest free instalment plans
For purchases of $300 or more we'll set you up to repay in equal instalments to help you avoid interest charges.^^^

Over $1,000

Bigger purchases

For buying that road bike, new sofa or renovating your home.

Sign up
Verify your identity and link your debit card to create an account
Browse and shop
Use Zip at the checkout, pay nothing today. We pay the store.
Enjoy the goods
Nothing to pay upfront. No repayments until the end of next month.
Repay your way
Flexible repayments from $40/month - choose weekly, fortnightly or monthly.