For everyday, there’s Zip Pay. Interest free, always
Buy now and repay on your own schedule, no upfront costs, no interest, no hidden fees.
$1,000 credit limit
Ready to spend instantly - right after your account is approved.
Spend everywhere with Visa
Add Zip Pay to your digital wallet.
Interest free, always1
We don't charge interest on your purchases, and we never will.
Minimum repayment from $10/week
Choose flexible repayments - weekly, monthly or fortnightly to suit your schedule.
Monthly fee $9.95 if balance owing
No fee when nothing owing.
$0 establishment fee
Nothing to pay upfront.
Features
Pay instore and online everywhere Visa is accepted2
Pay securely online with a single-use card3
Earn cashback or Qantas Points with Zip Rewards4
5 minute digital credit application
References
- T&Cs, fees and credit approval apply. Other charges may be payable. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.
- 1 Zip Pay: Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we’ll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit assessment. Other charges may be payable. Fees and charges subject to change. T&Cs apply. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878. Visit zip.co/au/zip-pay to find out more.
- 2 Zip Visa Card is available with Zip Pay and Zip Plus. Zip Visa Card T&Cs apply.
- 3 Zip Single-use card T&Cs apply
- 4 Rewards are redeemable when you reach the Rewards Goal. See Promotion and Reward Program T&Cs for more details. Zip may earn a commission.
References
- T&Cs, fees and credit approval apply. Other charges may be payable. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.
- 1 Zip Pay: Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we’ll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit assessment. Other charges may be payable. Fees and charges subject to change. T&Cs apply. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878. Visit zip.co/au/zip-pay to find out more.
- 2 Zip Visa Card is available with Zip Pay and Zip Plus. Zip Visa Card T&Cs apply.
- 3 Zip Single-use card T&Cs apply
- 4 Rewards are redeemable when you reach the Rewards Goal. See Promotion and Reward Program T&Cs for more details. Zip may earn a commission.