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So many ways to
do the holidays.

Get the most from Zip this festive season.

So ready for the holidays.

Get the most from Zip this festive season.

Over 150 ways to earn

Earn cashbacks^ at over 150 merchants through the Zip app. Hit your reward goal and redeem straight back into your Zip account.

Keep an eye out for limited time rewards boosters!

Start earning
Switch it up and save

Find a better energy deal with Zip Bill Switch, our brilliant new feature. Compare energy providers, estimate your savings, and request a switch to a new electricity or gas provider!^^

Compare and save

Outsmart the silly season

Now’s your chance to take control and get ahead of the Christmas game.

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* Card T&Cs apply. ** Available with Zip Pay only. Use the Zip Pay Card everywhere Visa contactless payments are accepted. Card T&Cs apply. VISA is a trademark owned by Visa International Service Association and used under license. Google and Google Pay are trademarks of Google LLC. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. *** Zip Money is available to approved applicants only. Instalment feature splits eligible purchases of $300 and above into equal repayments within the interest free period (excluding a monthly account fee of $6.00 and a one off establishment fee that may apply for new customers). Under the contract, minimum monthly repayments are required. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free will be charged at the standard annual percentage rate, currently 19.9%. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878). ^ Rewards are redeemable when you reach the Rewards Goal. See Promotion and Reward Program T&Cs for more details. ^^This platform is powered by CIMET. We do not compare all brands in the market, or all products offered by all brands. At times certain brands or products may not be available or offered to you. If you proceed with a plan through the Zip platform; Zip, CIMET and CIMET partners may each receive a referral fee.