own it now, pay later

Fix it now, pay later.

Now available, online and instore.

Everything for your home, now made even easier.

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Reusable account

Apply for a reusable
account with a limit that
suits your needs.

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Nothing to pay today

We pay the store, you
take the goods the
same day.

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Interest free terms

Easy interest free payments. No
hidden fees.

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Flexible repayments

Pay us back how you like -
weekly, fortnightly or monthly.

Whatever the job,
there's a Zip for that.

We've got ways to help you pay for any project, big or small.

Up to $1,000
Interest free
always

Credit

Up to $1,000

Interest free period

Always interest free

Establishment Fee

$0

Minimum repayments

$40/month
Learn more

Monthly fees

$6/month (waived if you have no balance)

Late fees

Learn more about late fees here

Up to $30,000
Up to 12 months
interest free

Credit

$1,000 - $30,000

Interest free period

Up to 12 months interest free

Establishment Fee

$0 - $99 (one off fee added to your balance)

Minimum repayments

From $40/month or 3% (whichever is greater)
Learn more

Monthly fees

$6/month (waived if you have no balance)

Late fees

Learn more about late fees here

How to use Zip at Bunnings Warehouse

Find it.

Choose the items you need.

Get it.

Select Zip at the checkout.

Own it.

Set your repayments and
get started.

Zip FAQ's

Visit Help Centre
All you need is:
  • Be at least 18 years old
  • A valid email address and mobile number
  • Be an Australian Citizen or Permanent Resident
  • Have a good credit history
  • Read more about what you need to apply for a Zip account
How to use Zip:
  • Choose the account that's right for you
  • Sign up and get a decision in minutes
  • Select Zip at checkout.
  • Log into your account to update your repayment schedule.
Returns & refunds:
  • If your item is accepted for a return by Bunnings Warehouse, the purchase amount will be credited back to your Zip account.
  • Read more about the Bunnings Warehouse return policy here.
Repayments:
  • Choose from weekly, fortnightly or monthly payments to suit your lifestyle
  • Repayments start from $40 a month and are based on your account's credit limit.
Fees & interest:
  • Zip Pay purchases are interest free always.
  • Zip Money is interest free if you pay off your purchases within the interest free period. Interest will apply on any balance remaining at the end of the interest free period.
  • If there's nothing owing on your account, there's nothing to pay and no fees.
  • Additional fees may apply for late payments.

Read more here about repayments, interest and fees for Zip Pay and Zip Money.