It’s Zip, for your business

$1,000 to $150,000 interest free

One business account. Over 30,000 stores.

Get what you need this financial year. Pay later, interest free.

Apply today using your EOFY offer promo code and you’ll get a sweet $100 back when you spend $500 with a Zip Business Trade Plus account by 30 June.

Your everyday business account
Zip Business Trade

$1,000 – $3,000

Peace of mind with an account that covers everyday and unexpected spending with quick funding and flexible repayments.
Ideal for
Everyday items, office supplies, social media ads and more
Decision time
In minutes
$200 minimum monthly repayment
$12 per monthly account fee, waived if you have zero balance
$100 back with a promo code
Zip Business Trade Plus

$3,000 – $150,000

The convenience of all your spending in a single account with up to 60 days at no cost and flexibility to repay over 4 monthly instalments.
Ideal for
Larger items, equipment, hire, inventory, bills, invoices and more
Decision time
In 24 hours
No payment for up to 60 days, then a we’ll automatically create a repayment plan of 4 equal monthly repayments
A one-off 3% fee per transaction applies if a transaction is not paid in full prior to a repayment plan being created

Prefer to speak with us? Call 02 8294 2212

*A $12 monthly account fee applies for Zip Business Trade ONLY. Pay your balance by the due date (the end of each month) and we’ll waive the account fee. See full T&Cs

31 May 2021

Sign up as a new Zip Business Trade Plus Account (“Zip Account”) with a valid promotional code, and complete a transaction of $500 AUD or more to get $100 AUD credit back to your Zip Account (“Offer”). This Offer is only available between 12:01AM (AEST) 31 May 2021 and 11:59PM (AEST) 30th June 2021 (“Offer Period”).

To be eligible to receive this Offer you must, within the Offer period;

1. Apply for a Zip Account for the first time, using a valid promotional code (which you will, and be approved for the Zip Account in accordance with our eligibility and approval criteria; and

2. Successfully complete a single transaction of $500 AUD or more in store or online using your Zip Account (“Eligible Transaction”).

The credit back is capped at a maximum of $100 AUD credit back per Zip customer (i.e you are only eligible for this Offer once). The $100 AUD credit back will be applied within 14 business days to the Eligible Transaction on the Zip Account from which the Eligible Transaction was made. Credit back shall appear on your applicable Zip statement as ‘Account Credit’.

The $100 AUD credit back amount will be applied as a discount to the value of your Eligible Transaction in your Zip Account. If the value of that Eligible Transaction is paid off prior to the credit back being applied, the $100 AUD credit back will be applied to your next transaction on the same Zip Account of $100 AUD or more. This second transaction will need to be completed before 31 August 2021, failing which the $100 AUD credit back Offer will expire. You will not be able to withdraw the credit from your Zip Account or revert to cash, it can only be used via your nominated Zip Account.

This Offer is subject to your Zip Account (used to participate in the Offer) remaining open and being kept in good standing for the duration of the Offer Period and until the credit back amount is applied to your Zip Account. Any credit back amount applied to your Zip Account will result in a reduction of the amount you owe to Zip. By participating in this offer you agree that should any Eligible Transaction be cancelled, refunded, or varied in any manner Zip shall be entitled Zip to charge an amount of $100 AUD against your Zip Account in lieu of the Credit Back applied to the Eligible Transaction which has been cancelled, refunded or varied in any manner. You will be liable.

If at any time Zip reasonably believes that you are engaging in this promotion through fraudulent, deceptive, or dishonest actions or means, or you violate these or your Zip Account terms and conditions, Zip reserve the right to block the release of any credit back, deduct any credit back from your Zip Account, or cancel or block your participation in the promotion.

This Offer cannot be used in conjunction with any other Offers. Zip does not make any warranties or representations on the delivery, service, quantity, merchantability, suitability or availability of the services provided.

Nothing in these terms and conditions is intended to exclude, restrict or modify any non-excludable right or remedy you have under law including the Australian Consumer Law. Any disclaimer, exclusion, or limitation as provided for in these conditions applies to the full extent permitted by law and subject to any non-excludable right or remedy.

Zip reserves the right to vary the terms and conditions of the Offer and Offer Period at its reasonable discretion by publishing revised terms on, including (but not limited to) cancelling or in any way modifying this Offer or Offer Period.

This offer is being made by Zip Money Payments Pty Ltd ABN 58 164 440 993.