Our Markets

Zip is a global BNPL leader with a presence in 13 markets around the world

Zip’s global operations

Zip has operations in the US, Australia, New Zealand, the United Kingdom, Canada, Mexico, Saudi Arabia and the UAE.

We give consumers, merchants and businesses around the world access to transparent, flexible and interest-free credit. With a strong focus on people-centred innovation, we provide value to customers and businesses alike through our proven and scalable installment payments platform.

Zip’s global investments


Zip has agreed to acquire Payflex, the first truly free payment plan provider in South Africa. Payflex provides an instalment based payment solution whereby customers checkout, pay 25% of the purchase price upfront, and pay the rest over 6-weeks at no additional cost with zero fees and zero interest.

View site
Zest Money

Zip has made a strategic investment in ZestMoney, one of the largest and fastest growing BNPL platforms in India. ZestMoney is on a mission to impact the lives of 300 million households who have little or no access to credit cards or other formal financing options.

View site

Zip has agreed to acquire Twisto, a fast-growing Czech-based payments company that is empowering users across Central Europe with the freedom to live and pay their way through a flexible wallet that allows Pay Now, Pay Later or Pay in Instalments. This transaction is expected to be completed by the end of 2021.

View site

Zip has a strategic investment in TendoPay, a Philippines based provider of digital or online installment plan solutions, with a special focus on promoting responsible lending. The TendoPay platform gives consumers the flexibility of making easy installment loans for online purchases and a choice of repayment terms (anywhere from 15 days to 24 months).

View site