Zip now, pay later.

  • Pay in 4 interest free payments over 6 weeks
  • Shop online and instore at 1,600+ retailers
  • Never miss a payment with the Zip app


Over $6 billion in secure transactions since 2013


7.3 million global customers


NZ app downloads on iOS and Android


4.5/5 App and Play store rating

Use Zip at over 1,600 stores

Buy household goods, book a trip, pay for the dentist. Use Zip at 1,600+ stores, online or instore.

Zero percent interest

Shop smarter with Zip. No hard credit check and no impact on your credit score. Just 4 interest free instalments over 6 weeks.

Zip for merchants

We work with thousands of retail partners to deliver a better way for customers to pay. Integrate our “pay later” platform in 10 minutes, no APIs required.

Most Popular

  • The Warehouse Merchant Tile

    The Warehouse

  • The Warehouse Noel Leeming

    Noel Leeming

  • Bunnings Warehouse Merchant Tile


  • Chemist Warehouse Merchant Tile

    Chemist Warehouse

  • The Market Merchant Tile

    The Market

  • 1-Day Merchant Tile

  • Torpedo7 Merchant Tile


  • Warehouse Stationery Merchant Tile

    Warehouse Stationery

  • The Rockshop Merchant Tile


  • Mad Butcher Merchant Tile

    Mad Butcher

  • Might Ape Merchant Tile

    Mighty Ape

  • Hunting & Fishing Merchant Tile

    Hunting & Fishing

Loved by over 7.3 million global Zip users and counting

4.5 Stars

4.5 App Store Ratings

370K+ downloads

5 Start Review


Awesome app!

Easy to use online and instore. Easy to follow through to payment cycle etc.

5 Start Review


Very happy

Easy way to purchase when short on cash, makes most things affordable

5 Start Review


It's a great payment option.

We use Zip all the time. It's a great payment option.

Zip App Dashboard

Download the app to get started

Get instant access to shop now, pay later at thousands of brands—online or in-store.