Zip logo

Pay later.
Always interest free.

Make it easier to pay for your purchases

4.8App store rating

See our 4869 reviews on App store

Enter the amount you want to spend and find out how much you’ll need to repay.

Apply now

How it works

  • Always interest free^

    • Spend limits progressively increase to $2,000 based on your credit score and repayment behaviour.

  • Pay 25% today

  • Spread payments over 6 weeks

  • $10 late fee^

References

  • ^ Zip Pay in 4 is available to approved applicants only and subject to completion of satisfactory credit checks. Late fees may be payable, for more information see T&Cs. Zip Co NZ Finance Limited FSP 598969.