What is ZIP?

We’re a buy now, pay later solution for your customers, with no sign up fees and full up front payments to your business.

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Grow your business

Increase your sales

Zip enables partners to experience up to 30% growth in sales, up to 70% increase in order value and up to 80% increase in repurchase rate.

Daily Settlement

With Zip, say hello to transparent calculations that are settled daily and directly into your bank account.

No Fraud Risk

We take all the risk – both credit card AND fraud – so once the transaction is approved, you’re guaranteed payment.

Simple and Ethical Pricing

No setup fees. No minimums. No lock in contracts. One simple fee per transaction. Zip scales with you, the more transactions you process, the better the deal.

  • 30% growth in sales
  • 70% increase in order value
  • 80% increase in repurchase rate

Apply now for free

How it works

  • Step One

    Apply in minutes

    Apply online and become a Zip partner within 48 hours

  • Step Two


    Add Zip to your payment platform with free integration and a step by step guide for POS and e-commerce

  • Step Three

    Start accepting Zip

    We pay you directly to your bank account via EFT each day

Apply now for free

Transparent Pricing

We are committed to provide clear and transparent pricing. Nohidden fees and no platform or management fees.

Free integration

No matter your online or offline platform, there are no uneccesary costs for you and your business.

Know your merchant fees

You will be charged a merchant fee, depending on the interest free period you choose to offer your customers.

No setup fees

Get started for free. It will cost you nothing to sign up and get Zip integrated with your business.

No lock in contract

Try it out for free, there is no lock in contract you need to sign your business away to.

No minimums

There are no disruptive minimums on payments, this means even more flexibility.

Apply now for free

Integration made easy

Zip’s payment gateway is integrated with many popular shopping cart platforms – both online and in-store. Get up and running with ease.

20 supported e-commerce platforms

20 supported e-commerce platforms

Get started

Resources for Merchants

We work with our partners to build mutually beneficial partnerships. Check out our Resources for current Zip merchants to optimise the Zip customer experience.