A simpler way to build your business

The buy now, pay later solution for your customers, with no sign-up fees and full payments up front for your business.

Watch your
sales grow

Increase sales
Our Zip partners experience up to 30% growth in sales, up to 70% increase in order value and up to 80% increase in repurchase rate.
Daily Settlement
Say hello to transparent calculations and daily settlements straight into your bank account.
No Fraud Risk
We take all the risk, both credit and fraud. Once a transaction is approved, you’re guaranteed the payment - we’ll deal with the rest.
Simple and Ethical Pricing
Our pricing is transparent and pay as you go with no setup fees, no minimums and no lock-in contracts.

growth in sales


increase in order value


increase in repurchase rate

You're in good company

Trusted by partners from many industries, big and small, accepting seamless Zip payments.

Once accepted, you'll be onboarded by a Zip Partner Manager and have access to our partner marketing and resources.

Getting started

Step one

Apply in minutes

Apply online and get feedback on your application within two business days

Step two


Add Zip to your payment platform for free, using an easy step by step integration guides. Our integrations team will be there to support you each step of the way

Step three

Start accepting Zip

We pay you directly to your bank account via EFT each day


We are committed to provide clear and transparent pricing.
No hidden fees and no platform or management fees.

Free integration
For our eCommerce integrations, there are usually no costs for your business to add Zip as a payment solution on supported platforms.
Know your merchant fees
You will be charged a merchant fee on successful transactions only, which will be discussed on application based on your unique business situation.
Know your transaction fees
Pay only your agreed rate. As your Zip transactions increase, your agreed rate can be renegotiated to scale with you.
No setup fees
Get started for free. It will cost you nothing to sign up and receive a Zip account for your business.
No lock in contract
Try it out for free, there is no lock-in contract. See if it works for you and your business.
No minimums
There are no disruptive minimums on payments if you don't want them. This means even more flexibility.

Frequently Asked Questions

Here are some FAQs when applying to become a Zip Partner

I am a current partner of Zip. How do I contact merchant support?

Tell us how we can help.  You can reach out merchant support team here: [email protected]. Our support team work Mon-Fri 9am to 6pm and will come back to you as soon as possible.

How do I know if my business is eligible?

When applying to become a Zip partner, you’ll be assessed on criteria such as length of trading time, total annual sales. The application takes just a few minutes and you’ll find out if your business is eligible within 48 hours once application is submitted. Apply now

What do I need to have ready before I apply?

Your details:

Personal details, such as name, contact number and email address.

Business details:

  • Total annual sales average.
  • Website URL and e-commerce and/or POS platform.
  • Main business address and business contact number.

All relevant business information to help us determine whether the business is eligible.


Director details:

Director’s name, address and contact details. A form of ID such as a Driver Licence or Passport will be needed to verify identity and confirm association with the business.

This Zip Partner application form is for UK businesses only. If you’re based in Australia, please visit zip.co and if you’re based in New Zealand please visit zip.co/nz for more information.

What are the fees?

There are no set up costs, ongoing fees or lock in contracts. Merchant service fees are charged per transaction and is generated dependent on the assessment of your business. You’ll find out your merchant service fee on approval, after you’ve submitted your application. It’s free to sign up and give Zip a go for your business.

When do I get paid?

You will get the full purchase amount less our agreed Merchant Fee paid into your allocated bank account the business day following the purchase.

What happens if a customer doesn't cover their future instalments?

Part of the Zip service is that as part of your Merchant Fee we take all credit risk so you will always be paid the full purchase amount less our agreed fee the following business day. If a customer misses an instalment in the future, this is 100% on us to recover from them, but in the vast majority of cases, our customers pay their instalments on time.

Are there any other transaction fees charged to accept Zip?

Generally not. The only exception to this may be if you are using a low-cost Shopify account which charges additional fees on all payment providers. We have no control over these fees.

Do I have to commit to a fixed term to accept Zip?

No. We have no fixed term commitment as we 100% believe in our product and we’re confident that once you start accepting Zip, you will want to stay working with us without needing a contract. If you ever feel Zip isn’t working for you, you can remove the integration at any time.

Integration made easy

Zip supports many leading eCommerce payment platforms so you can get up and running, and processing Zip payments with ease.

Supported e-commerce platforms



Magento 2


Ready to accept more payments?

Merchant Resources

We work with our partners to build mutually beneficial partnerships. Check out our Resources for current Zip merchants to optimise the Zip customer experience.

Read our Best Practice Marketing and Integration Guides to increase Zip sales, order value and repeat transactions at your online or physical store.