Buy Now, Pay Later by Zip
Split nearly any purchase into
4 installments over 6 weeks with Zip.1
Zip anywhere for everyone
Use Zip where you want1
Book a trip, order groceries, pay your bills, shop online or in‑store. Use Zip pretty much everywhere Visa is accepted.1
Pay in easy installments
Shop smarter with Zip. No impact on your credit score. Just 4 installments over 6 weeks.1
Zip for merchants
We work with thousands of retail partners to deliver a better way for customers to pay. Integrate our “pay later” platform in 10 minutes, no APIs required.
Share Zip and earn $$$
Invite a friend, and you each get $10 once they make a purchase in the app! Terms apply.2
Pay later in a physical store
Use Zip in store with a digital card, anytime, wherever major credit cards are accepted.1
Loved by millions of shoppers globally and counting
This is terrific
This is terrific. Unlike some other payment options this can literally be used anywhere that accepts VISA which is almost everywhere. Super easy to sign up.Verified
Use it pretty much ANYWHERE!
Not only can you use this for online shopping and in store purchases, you can legit use it pretty much ANYWHERE! Gooooals.Verified
ZIP is the way to go.
Shopping with Zip is fun, easy and smart. Fun because you can have your purchases immediately, checking out is easy and a smart budgeting decision. What are you waiting for?Verified
Zip allows me to make large purchases and split them into convenient and easy payments! I've been using zip for a while now and the convenience is what keeps me using it!Verified
You can use it almost ANY and EVERYWHERE!!!
I LOVE!! This app!!! I have 2 other apps that offer pay in 4 but I love this one the most because you can use it almost ANY and EVERYWHERE!!!Verified
Great App! Easy to access, quick results for your acceptance and lots of merchandise stores! I will be having fun on here!Verified
Best thing since sliced bread
I love how this app allowed me to take control of my finances. I’m able to use it anywhere Visa is accepted. I’ve never felt more in control of my wallet!Verified
Very convenient to use, especially in store!
I love this because you can use it mostly in any store that accepts Apple Pay. Gas station as well.Verified
Download the app
to get started
Get instant access to shop now, pay later at thousands of brands—online or in-store.
- 1 Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply. For a $335 purchase, you'd make four $85.25 payments every two weeks starting today for a 31.11% annual percentage rate and a total of payments of $341. A $6 installment fee is charged at commencement - you pay $1.50 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $4.50 is included in your future payments. Minimum purchase of $35 required. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Installment fees are $4 for purchases from $35 to $99.99, $5 for purchases from $100 to $199.99, and $6 for purchases $200 and above. Zip App and Physical Card financing through Zip issued by WebBank, except for Zip originated loans in CO, NV, MA, and MD. All loans subject to credit approval.
- 2 For full details, visit https://zip.co/us/refer-a-friend.
- Testimonials reflect the individual's opinion and may not be Illustrative of all individual experiences with Zip.