Buy Now, Pay Later by Zip

Buy now,
pay later.

Split any purchase into
4 installments over 6 weeks with Zip.


Zip anywhere for everyone

Use Zip anywhere

Literally anywhere. Book a trip, order groceries, pay your bills, shop online or instore. Use Zip anywhere Visa is accepted.


Shop smarter with Zip, previously Quadpay. No hard credit check and no impact on your credit score. Just 4 installments over 6 weeks.

How it works

Zip for merchants

We work with thousands of retail partners to deliver a better way for customers to pay. Integrate our “pay later” platform in 10 minutes, no APIs required.


  • NeweggNewegg
  • FanaticsFanatics
  • MercariMercari
  • Fashion NovaFashion Nova

Loved by over 8 million shoppers globally and counting

4.9 App Store260K+ ratings
Reviews from trustpilot

The app is so easy to use!!!

The app is so easy to use!!!! It’s great and offers several variety of stores to shop from!!!


I used (Quadpay) to help with making purchases for working equipment

I used (Quadpay) to help with making purchasing new fitness equipment easier and the entire process was amazing. More than recommended!


Easy to use

Easy to use, and great for a single person budget, like mine! Thank you, for creating something that allows people like me to shop in installments!

Jackson, NicoleVerified

I love it so far

I love it so far! Payments are reasonable and they give you plenty of time to pay your due amount back!


New and happy customer.

I love this app. Helps with the purchases and is very reliable! I recommend for everyone!


Zip is a great way to make purchases…

Zip is a great way to make purchases over time when I don't want to spend all that money at once. Even with refunds and returns, Zip still does a pretty good job.


I truly love this method of paying

I truly love this method of paying. It does not effect the way I spend money and it works for me.


I had a perfect experience with Zip.

I had a perfect experience with Zip. Super easy to use and no problems. Great app!

Jessica Mitchell-ShihabiVerified

Download the app
to get started

Get instant access to shop now, pay later at thousands of brands—online or in-store.