The Canadian retailer’s must-have monthy recap

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Pay over time

Split any order into 4 equal instalments over 6 weeks.

No hidden fees

0% APR. No interest. No hidden costs. Just transparent pricing.

No credit impact

Our instant approval decisioning process has zero impact on your credit score.



6.2 million customers globally

Don’t just take our word for it. See what customers are saying about Zip, previously Quadpay.

*Customer reviews are sourced from the US app stores which offer an identical product


I have been using Zip now for months. It has really helped me get items that I didn’t have money for right away.

Love it!!! Best idea ever, easy to use!!!! 👏🏽👏🏽

It just helps alota lot that I don’t have to pay all at once. That way I’m able to spin a little bit of my money on other things instead of waiting on my next paycheck.


This is exactly what it says it is. No thrills, no frills, and most importantly no gimmicks. It’s a great way to make a purchase feel less stressful.

Good credit card alternative

I’ve used Zip twice now and I find it easy to use and a great alternative for those of us who do not want credit cards.