Buy now, pay later
Interest free.
Shop 3,000+ retailers, online and instore
- Shop online and instore
- 4 equal payments over 6 weeks
- Apply in minutes
![Person posing in front of concrete wall](/nz/wp-content/uploads/2021/08/image.png)
7m+
7m+ global customers and counting
$6b+
Over $6 billion secure transactions since 2013
370k
NZ App downloads for iOS and Android
4.5
4.5/5 App and Play store reviews
Loved by over 7.3 million global Zip users and counting
04/04/2021
Awesome app!
Easy to use online and instore. Easy to follow through to payment cycle etc.
05/08/2021
Very happy
Easy way to purchase when short on cash, makes most things affordable
14/05/2021
It's a great payment option.
We use Zip all the time. It's a great payment option.
Get started with Zip
Apply in minutes with a photo ID.
Pay in 4 instalments
Up to $1,000
Get instantly approved up to $1,000 to spend with 6 weeks to pay.
Interest free, always
Every transaction you make with Zip Pay is interest free always.
Pay in 4 instalments
Pay just 25% at checkout and the rest over 3 fortnightly payments.
No establishment fee
Pay nothing to create your Zip account.
No account fee
Never pay more than the items you buy when you repay on time.
![App Download QR code](/nz/wp-content/uploads/2022/03/Download_the_app@2x.png)
Download the app to get started
Get instant access to shop now, pay later at thousands of brands—online or in-store.