Own it now, pay later

Zip account

Apply in minutes for your Zip account online, via checkout or using our mobile app.

Pay in 4

Spread your purchase across 4 equal fortnightly payments charged to your card.

Interest free

Every purchase you make with Zip is interest free. Online or instore, every time, every day.

How to shop with Zip

Zip gives you the freedom to own it today. No fuss, no wait, no worries

Shopping Online

  1. Browse stores that accept Zip online.
  2. Choose 'Zip' as your payment method at checkout.
  3. Create your account or sign in to complete your purchase.

Shopping Instore

  1. Download our App and find an instore retailer.
  2. Create an instore code to show at checkout.
  3. Scan the barcode and approve purchase when ready to pay.

Easier. Faster. Better.

Download our free App for your Apple or Android device to shop instore faster, check your available balance and view and manage your upcoming payments.

Need help getting things started?

Check out our Frequently Asked Questions section and get all the answers.