Buy now, pay later.
Interest free.

Shop online and instore, and pay in 4 interest free payments over 6 weeks.

Person posing in front of concrete wall

Shop online and instore with the Zip app.

Zip is available at over 3,000 stores, online or in-store.

4.8 App Store Ratings

550K+ downloads

Shopping online with the app

1

Find a retailer

Search for your favorite stores in the app.
2

Select Zip

Add products to your cart and select Zip at checkout.
3

Approve purchase

Pay 25% upfront, then fortnightly instalments.

4

Keep on track

See when instalments are due or pay it off early.

Shopping instore with the app

1

Get the app

Open your Zip app and tap instore.
2

Create a code

Generate an instore code to scan at checkout.
3

Approve purchase

Pay 25% upfront, then fortnightly instalments.
4

Keep on track

View and manage your payments in the app.

Pay with Zip at checkout

Look for the Zip logo online when checking out at your favorite online retailers.

Interest free always

Zero interest means you don’t have to pay more to pay later. That’s it!

Simple & transparent

No hidden fees or fine print, so you’ll always know what to expect. Late fees may apply (up to a maximum of $40 per order) if still overdue.