Own it now,
pay later.
Interest free.

  • Check icon

    Shop online and instore.

  • Check icon

    4 equal payments over 6 weeks.

  • Check icon

    Apply in minutes.

2m+

Loved by more than 2 million customers in Australia and NZ.

387K

Over 387,000 downloads of NZ app in the app stores.

$2B+

Over $2 billion is secure transactions since we started

7 years

Simple, fair and transparent payment solutions since 2013.

Here's how
Zip works

You browse, pick your items and pay with Zip.

  • Shop online and instore with the Zip app.
  • Available at more than 1,600+ retailers.
  • Pay only 25% at checkout.
  • Shop online and instore with the Zip app.
  • Available at more than 1,600+ retailers.
  • Pay only 25% at checkout.

Use the App to
keep on track.

  • Manage your account in real time.
  • Check your balance, view your orders.
  • See your upcoming payments.
  • Manage your account in real time.
  • Check your balance, view your orders.
  • See your upcoming payments.

Pay later.
Interest free.

  • Pay the rest of your purchase over 3, equal fortnightly payments.
  • Interest free. Forever.
  • Get a limit increase when you complete your payment plan on time and in full.
  • Pay the rest of your purchase over 3, equal fortnightly payments.
  • Interest free. Forever.
  • Get a limit increase when you complete your payment plan on time and in full.

Own it now,
pay later

Account Limit

Up to $1000

Interest free period

0% always

Establishment fee

$0

Repayments

4 equal payments over 6 weeks

Account fee

$0

How to create your Zip account

Sign up in minutes

  • Get up to $1,000 to spend, interest free. You just need a photo ID.
  • Get up to $1,000 to spend, interest free. You just need a photo ID.

Own it now, pay later

  • Shop just about anything online and instore at more than 1,600 retailers and pay just 25% at checkout
  • Shop just about anything online and instore at more than 1,600 retailers and pay just 25% at checkout

Pay us back,
interest free

  • 3 automatic payments every 2 weeks. Never pay more than the cost of your goods when you repay on time.
  • 3 automatic payments every 2 weeks. Never pay more than the cost of your goods when you repay on time.

Trusted by 2 million
Zip users

Stars

4.5/5.0 App Store

150k Downloads

Stars

4.5/5.0 Google Play

200k Downloads

Quote Mark

Awesome app! Easy to use online and instore. Easy to follow through with payment cycle etc.

User VeeOhElle

Quote Mark

Very happy, easy way to purchase when short on cash, makes most things affordable 👍

User Nanny Bee🐝

Quote Mark

We use zip all the time. It’s a great payment option.

User Leigh1120

Stars

4.5/5.0 App Store

150k Downloads

Stars

4.5/5.0 Google Play

200k Downloads

Get started on
the app today

Open a Zip account
in minutes