Own it now, pay later

Say 'goodbye' to wishing and waiting. Say 'hello' to owning and loving it.

Zip account

Apply in minutes for your Zip account online, via checkout or using our mobile app.

Pay in 4

Get it now, but spread your purchase across 4 equal fortnightly payments.

Interest free

Every purchase you make with Zip is interest free. Online or instore.

Own it now, pay later.

Split your order into 4 interest free instalments, paid over 6 weeks. Get approval in minutes for up to $1,000 spending, and pay only 25% when you shop.

Get started


Get approval in minutes for up to $1,000.


Shop online or instore at 1,300+ stores.


Pay 25% then 3 fortnightly interest-free payments.

Easier. Faster. Better.

Download our free App for your Apple or Android device to shop instore faster, check your available balance and view and manage your upcoming payments.

Need help getting things started?

Check out our Frequently Asked Questions section and get all the answers.