Buy now, pay later.
Interest free.
Shop online and instore, and pay in 4 interest free payments over 6 weeks.

Apply in minutes and pay 25% upfront.
It's easy to apply. Use your New Zealand driver license for real-time approval, or a photo ID for a response within 48 hours.
Shop online and instore with the Zip app.
Zip is available at over 3,000 stores, online or in-store.


Pay with Zip at checkout
Look for the Zip logo online when checking out at your favorite online retailers.






Safer than credit
Zero interest means you don’t have to pay more to pay later. That’s it!
Instant approval
No hard credit checks, and no impact on your credit score to apply. Learn More
Simple & transparent
No hidden fees or fine print, so you’ll always know what to expect.

Download the app to get started
Get instant access to shop now, pay later at thousands of brands—online or in-store.