About Zip

We’re a digital financial services company helping millions in the United States, Australia and New Zealand to manage their money with flexible credit and cashflow solutions.

Key stats

Over 6.3 million active customers
Over 80,000 merchants using Zip
88 million transactions securely processed every year

Consumer products covering everyday spend, credit and lending
Merchant POS credit and digital payment solutions
Zip operates in two core markets: the United States (previously Quadpay) and Australia and New Zealand (ANZ)

What we do

Founded in Australia in 2013, Zip offers financial solutions that are accessible, fair and flexible. With a focus on security, transparency and responsibility, we empower customers to take control of their financial future while also helping merchants grow.

Our purpose, mission and values

These principles help us create innovative and game-changing experiences for our customers, partners and Zipsters (our employees).

Purpose

Unlocking financial potential, together.

Mission

To bring exceptional experiences, innovation and partnership to every financial journey.

Values

Customer first: Put customers before everything.
Own it: See a problem, own the solution.
Stronger together: Think 'we' not 'me'.
Change the game: Cross new boundaries.

Our products

Our secure, easy-to-use products are designed to streamline everyday spend or make bigger buys more manageable.

Explore our products

Driving positive impact

We’re committed to building a sustainable future by focusing on financial inclusion, fostering a thriving workplace and reducing environmental impact.

Explore our commitments

Celebrating customer impact

We believe our customers are the real story.

Transparency of fees

One of the standout features is the user-friendly app, which makes it easy to track your spending, view your balance, and manage repayments. I also appreciate the transparency of fees and the clear communication from Zip Money regarding payment schedules.

One happy mother

AUS

Simple and easy

Simple and easy payments. I have used this service a few times. Helps out when I'm on a budget in these interesting times we live in.

Bailey Butler

USA

I'm loving it

Zip has been great and easy to use. I'm loving it. I highly recommend them to anyone who loves to spread payments out weekly.

Samuel Moka

Great value and easy on my finances

Super simple, great value and easy on my finances... it's a great way to save money through the month

Carey Caliel

USA

Plan your kids' future ahead

Best decision I’ve ever made when you want to plan your kids' future ahead. Glad I have this facility.

Sham

AUS

I adopted Zip Pay years ago

I adopted Zip Pay years ago and have never looked back! After being charged 1000s of dollars with credit cards from the bank… I wish everyone was aware of this. We need to stop giving the banks all our hard earned money. ZipPay for the win.

Natedoggo

AUS

Ease of use

Been using Zip for a few years. Absolutely love Zip. My favorite go-to pay later app. Allows me to get things I usually would have to save up for immediately, I love the payment schedule & the ease of use of Zip is the best.

Karma Leaf

Shop without worries

Love zip, can pay bills and shop without worries...so nice

Jeanette Newman

USA

Instead of credit cards

Easy to use. Balance increases when you pay on time or before. I love the convenience of get now pay installments with zero interest. More people should use this instead of credit cards. Thanks ZIP.

The Carpetbarn Rotorua

Take your career to the next level

Join us on our mission to bring exceptional experiences, innovation and partnership to every financial journey.

Explore available roles at Zip