Buy now, pay later
Shop 1,600+ retailers, online and instore
- Shop online and instore
- 4 equal payments of 6 weeks
- Apply in minutes
7m+ global customers and counting
Over $6 billion secure transactions since 2013
NZ App downloads for iOS and Android
4.5/5 App and Play store reviews
Create an instore code and present to staff at checkout when ready to pay.
Shop online as normal and choose Zip as the payment method at checkout.
Approve the purchase and pay 25%, then 3 further fortnightly, interest free payments.
Keep track in app
Browse new stores, shop instore and view upcoming payments in the app.
Easy to use online and instore. Easy to follow through to payment cycle etc.
Easy way to purchase when short on cash, makes most things affordable
It's a great payment option.
We use Zip all the time. It's a great payment option.
Interest free, always
Every transaction you make with Zip Pay is interest free always.
Pay in 4 instalments
Pay just 25% at checkout and the rest over 3 fortnightly payments.
No establishment fee
Pay nothing to create your Zip account.
No account fee
Never pay more than the items you buy when you repay on time.
Download the app to get started
Get instant access to shop now, pay later at thousands of brands—online or in-store.