Buy now, pay later
Interest free.

Shop 1,600+ retailers, online and instore

  • Shop online and instore
  • 4 equal payments of 6 weeks
  • Apply in minutes
Person posing in front of concrete wall

7m+

7m+ global customers and counting

$6b+

Over $6 billion secure transactions since 2013

370k

NZ App downloads for iOS and Android

4.5 4.5 stars icon

4.5/5 App and Play store reviews

Get started with Zip

1

Shop instore

Create an instore code and present to staff at checkout when ready to pay.

2

Shop online

Shop online as normal and choose Zip as the payment method at checkout.

3

Complete payment

Approve the purchase and pay 25%, then 3 further fortnightly, interest free payments.

4

Keep track in app

Browse new stores, shop instore and view upcoming payments in the app.

Loved by over 7.3 million global Zip users and counting

4.5 Stars

4.5 App Store Ratings

370K+ downloads

5 Start Review

04/04/2021

Awesome app!

Easy to use online and instore. Easy to follow through to payment cycle etc.

5 Start Review

05/08/2021

Very happy

Easy way to purchase when short on cash, makes most things affordable

5 Start Review

14/05/2021

It's a great payment option.

We use Zip all the time. It's a great payment option.

Get started with Zip

Apply in minutes with a photo ID.

Pay in 4 instalments

Up to $1,000

Get instantly approved up to $1,000 to spend with 6 weeks to pay.

Check Icon

Interest free, always

Every transaction you make with Zip Pay is interest free always.

Check Icon

Pay in 4 instalments

Pay just 25% at checkout and the rest over 3 fortnightly payments.

Check Icon

No establishment fee

Pay nothing to create your Zip account.

Check Icon

No account fee

Never pay more than the items you buy when you repay on time.

Zip App Dashboard

Download the app to get started

Get instant access to shop now, pay later at thousands of brands—online or in-store.