The better
way to pay

References

• ¹ Eligible Entrants: Australian residents 18+ who hold an active Zip Pay, Zip Plus or Zip Money account. Promotion Period: Between 12:01AM AEST 15 June 2026 and 11:59PM AEST 30 June 2026. How to enter: Hold an active Zip Account and complete one or more eligible actions during the Promotion Period, including making an eligible purchase of $0.01 or more. Bonus entries: Making a purchase of $0.01 or more in the Zip app (5 entries), making a purchase on everyday spend including groceries, fuel, bills and subscriptions (10 entries), making a purchase over $250 using Zip Money (10 entries). Unlimited entries permitted. Prize: 30 x $1,000 AUD in Zip Credit. Total Prize Pool: $30,000 AUD. Draw: A random prize draw will be conducted at 11:00AM AEDT on 11 August 2026. Winners announcement: Winners will be published on zip.co by 27 July 2026. Promoter: Zip Money Payments Pty Ltd, Level 7, 180 George Street, Sydney NSW 2000. Full T&Cs: zip.co/au/page/terms-eofy-competition. T&Cs, fees and credit approval apply. Other charges may be payable. Credit provided by Zip Money Payments Pty Ltd (ABN 58 164 440 993, Australian Credit Licence Number 441878). Permit numbers: NSW Authority No. TP/03752, ACT Permit No. TP 26/01183, SA Permit No. T26/918
• ^{^} Zip Pay: Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we’ll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit assessment. Other charges may be payable. Fees and charges subject to change. T&Cs apply. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878. Visit zip.co/au/zip-pay to find out more.
• ^* Zip Money: The interest free period is the maximum period of time when no interest is charged on the purchase. The availability of the interest free period for a purchase will depend on the purchase amount, the minimum monthly repayment and account status. Minimum monthly payments are required and vary depending on your closing balance at the end of each statement period. Minimum monthly repayments may require repayment of the purchase prior to the expiry of the maximum interest free period. In other cases, paying only the minimum monthly repayment may not repay the purchase in the interest free period. Any purchase amount outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum, as at 1 June 2023. Zip Money is available to approved applicants and subject to completion of a satisfactory credit assessment. A monthly account fee of $9.95 applies and a one-off establishment fee may apply for new customers. Other charges may be payable, see T&Cs. Interest, fees and charges are subject to change. Terms and Conditions apply and are available on application. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.