Win Your Cart back

Merry Black FridayWin Your Cart back
  • 31DAYS
  • 31WINNERS
  • UP TO$5kEACH DAY
1 November - 1 December

31 days. 31 winners. Up to $5,000 each day.

Merry Black Friday!

It's the most wonderful time of the year to get a head start on Christmas shopping. Every day one lucky Zip customer will win back their cart - up to $5,000. Simply sign up and pay with Zip by 1 December for your chance to win.^

Shop now

Zip Accounts

  • Zip Pay logo

    For your everyday,
    interest free.

    up to $1K to spend instantly once approved.1

    Sign up now
  • Zip Plus logo

    For your everyday,
    plus more.

    Up to $8K, interest free when your end of month balance is below $1,500.2

    Sign up now
  • Zip Money logo

    For life's next
    step.

    Apply today up to $5K or $50K through our partnered merchants.3

    Sign up now

Hottest deals

Zip Shop Offers

  • 50% off this Black Friday!4

    Save up to 50% at Temple & Webster and score some Black Friday deals. 4

  • Get up to 20% off4

    Freshen up your home and save on selected styles at Fantastic Furniture. 4

  • Up to 9% cashback on gift cards5

    Get up to 9% cashback from Xbox, Priceline Pharmacy, Woolworths, 7/11 and more5

Why Zip? Why not!

  • Sign up in minutes

    Applying is fast and easy so you can start shopping today.

  • Pay online and instore

    With a digital Visa card for online and instore shopping, even when you don’t see Zip at checkout.

  • Repay at your pace

    Our flexible repayments put you in control by letting you pay later at your own pace.

Download the Zip app

4.9App store rating
Every shop is a chance to win your cart back.^

References

  • T&Cs, fees and credit approval apply. Other charges may be payable. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.
  • ^ Eligible Entrants: Australian residents aged 18+ with an active Zip Pay, Zip Plus or Zip Money Account and valid email/phone number.
    Promotion period: Between 0:01 AEDT 1/11/2025 and 11:59PM AEDT 1/12/2025 How to enter: Existing customers: Hold an active Zip Account and make any purchase of $0.01 or more using your Zip Account during the Promotion Period.
    New customers: Sign up and be approved for a Zip Account during the Promotion Period, and make any purchase of $0.01 or more using your Zip Account during the Promotion Period.
    Prize: 31 prizes to be won. Each prize is up to $5,000 worth of the winner’s cart value, awarded as a credit applied to the winner’s Zip Account. Total Prize Pool is up to $155,000.
    Draw: A random prize draw will occur at 10:00am AEDT on 5 December 2025. Total Prize Pool Unlimited redemptions per customer.
    Winners announcement: Winners will be published on zip.co/au/page/terms-win-your-cart-back by 15 December 2025. Promoter: Zip Money Payments Pty Ltd, Level 7, 180 George Street, Sydney NSW 2000.
    Full T&Cs: zip.co/au/page/terms-win-your-cart-back T&Cs, fees and credit approval apply. Other charges may be payable. Credit provided by Zip Money Payments Pty Ltd (ABN 58 164 440 993, Australian Credit Licence Number 441878) Authorised NSW TP/03752, ACT TP 25/02340, SA T25/1790
  • 1 Zip Pay: Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we’ll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit assessment. Other charges may be payable. Fees and charges subject to change. T&Cs apply. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878. Visit zip.co/au/zip-pay to find out more.
  • 2 Zip Plus: Interest accrues daily on the total balance owing at the end of each day. No interest will be charged to your account in a given month if the balance owing at the end of the last day of that calendar month is $1,500 or less. Each day ends at 11:59pm AEST (AEDT during daylight savings). Standard interest rate is 12.95% p.a. T&Cs and credit approval criteria apply. A monthly account fee of $9.95 will apply if the total balance owing is not paid in full by the end of the last day of the calendar month. Interest and other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.
  • 3 Zip Money: The interest free period is the maximum period of time when no interest is charged on the purchase. The availability of the interest free period for a purchase will depend on the purchase amount, the minimum monthly repayment and account status. Minimum monthly repayments are required and vary according to credit limit. Minimum monthly repayments may require repayment of the purchase prior to the expiry of the maximum interest free period. In other cases, paying only the minimum monthly repayment may not repay the purchase in the interest free period. Any purchase amount outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum, as at 1 June 2023. Zip Money is available to approved applicants and subject to completion of a satisfactory credit assessment. A monthly account fee of $9.95 applies and a one-off establishment fee may apply for new customers. Other charges may be payable, see T&Cs. Interest, fees and charges are subject to change. Terms and Conditions apply and are available on application. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.
  • 4 Ends 1/12/2025. Retailer T&Cs apply.
  • 5 Rewards program & promotion T&Cs apply.