What is Family Violence?
Financial abuse is a form of family violence and is a common tactic used by abusers to gain power and control, and to manipulate an individual.
At Zip, we aim to provide our impacted customers with safe, supportive, timely and flexible assistance, as well as information on how to access specialist support services where this may be of benefit.
Zip's approach to Family Violence
We will provide specialised financial hardship arrangements to assist customers during times of financial difficulty. These arrangements will consider the unique circumstances of a customer impacted by family violence.
If these circumstances apply to you, we will:
- fast track any financial hardship request;
- provide options to provide financial relief;
- consider the risks involved in attempting to recover debts where family violence is involved.
We will not:
- require customers experiencing financial to provide evidence of their experience of family violence, or
- refer the debt on to a third-party debt collection agency where we become aware that a customer’s debt involves a situation of family violence.
Based on the information you provide we are able to provide you with a support plan based on your personal circumstances.
Your support plan may include:
- A short-term fixed/reduced repayment for an amount below the contractual repayment amount or below the minimum monthly payment;
- A short term moratorium or a deferral of repayments;
- Suspension or variation of interest and fees;
- Consider debt waiver or settlement for extenuating circumstances
All requests for hardship assistance will be treated in the strictest confidence as we work together to find a solution.
How do I apply for assistance with Zip?
You can discuss vulnerability and hardship with our team Mondays to Fridays between 9:00am - 6:00pm AEST.
Australia: 02 8294 2345
Email: [email protected]
Post: Zip Customer Hardship Team, Lv 14, 10 Spring Street, Sydney NSW 2000
If you wish to access financial counselling services to get advice on how to manage your finances or access easy to use guides, you can contact:
1800RESPECT: The National Sexual Assault, Domestic Violence Counselling Service, offers confidential online and telephone counselling, information and referral services. Contact 1800 737 732, 24 hours a day, 7 days a week or visit 1800respect.org.au.
National Debt Helpline: a not-for-profit service that provides free, independent and confidential financial counselling to help people tackle their debt problems and get back on track. Contact 1800 007 007 or visit ndh.org.au.
For emergency assistance for police, fire or ambulance contact 000