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Zip Business Prospa Loan

Funding up to $500K, powered by Prospa

Funding options to suit your business needs

With a quick application and a fast decision

  • Business Line of Credit

    Get ongoing access to funds up to $150,000 and only pay interest on the funds you use. Ideal for managing cashflow and unexpected expenses.

    Phone showing a line of credit screen with $19,500 available and a balance of -$30,500.

  • Small Business Loan

    Borrow from $5,000 to $150,000 as a lump sum over a fixed term of up to 36 months. Great for managing cash flow, buying stock and equipment, or covering unexpected expenses.

    Phone showing a small business loan screen with a total repaid of 42%

  • Business Loan Plus

    Borrow from $150,000 to $500,000 as a lump sum over a fixed term of up to 36 months. Often used for funding growth, renovations and refits, or equipment purchases.

    Phone showing a Business Loan Plus screen with $165,000 available and a balance of -$0.

Getting started is fast and easy

Have more questions?

If you have any questions or need assistance with the application process, get in touch. Call 1300 879 270 Monday to Friday between 8.30am and 7pm (AEST).

Frequently Asked Questions

  • The total amount of your loan will depend on the specific circumstances of your business. We consider a variety of factors to determine the health of your business and based on this information, Prospa may be able to provide you a loan amount up to $500K.

  • If you apply before 4pm on a business day and your application is approved, it is possible to have money in your account the next business day.

  • Yes, you can apply for additional funds. Prospa has a range of lending solutions to match your business needs. above and Prospa will be in touch shortly.

  • We have dedicated number for Zip customers. Please call 1300 879 270 and we will be happy to help.

References

  • Terms & Conditions

    Credit is provided by Prospa. Eligibility and approval is subject to standard credit assessment by Prospa and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply. Zip may receive a fee from Prospa calculated as a percentage of the loan amounts that Zip merchants borrow.