Executive Director & Chief Operating Officer Peter Gray

Peter co-founded Zip with Larry Diamond in 2013 . Under his co-leadership, the company has grown to become a truly global BNPL business.

An operations and consumer credit expert, Peter has underwritten over 3 million customers, $7 billion in transaction volume and $2 billion in loan receivables in Australia alone since the company was founded. Peter was the chief architect in developing Zip’s market-leading credit and decisioning technology platform and the launch of Zip’s Master Trust receivables funding program.

Peter oversees Zip’s global operations including credit and risk management. He has over 25 years’ experience spanning regulated consumer credit, operations, risk, legal, compliance and publicly listed companies.