Senior Product Manager I (Compliance)

• 5-7 years of product management experience in financial services, specifically in lending or payments, with a focus on compliance or risk management products
• In-depth knowledge of financial regulations, including Reg-Z, state lending laws, and privacy management regulations (e.g., CCPA, GLBA). Anti-money laundering (AML) and Know Your Customer (KYC) standards are required.
• Remote-first opportunity for US-based employees with the option to work in person out of our Manhattan office

Start your adventure with Zip 

We are a product-led company which means product management is a key function in driving Zip forward. We use modern product management techniques in both discovery and delivery. Product Managers at Zip work closely with engineering and design partners, as well as stakeholders like the data team, compliance and risk. 

The Core product team develops and maintains Zip’s installment lending platform. We launch new, end-to-end features that give customers new, exciting ways to use Zip while ensuring that our product is resilient, scalable, and compliant. 

As Senior Product Manager for Compliance on the Core product team, you will play a pivotal role in shaping the future of our compliance program. Working closely with engineering, design, and internal & external compliance partners, you will be responsible for implementing & maintaining Zip’s compliance program, driving efficiencies across compliance reporting, driving solutions that are both fully compliant and customer friendly.  

Interesting problems you’ll get to solve 

• Own compliance-related features across Zip’s customer journey.
• Build out automation of compliance auditing & reporting
• Implement monitoring & observability for key compliance features
• Partner with internal compliance on vendor evaluation and implementation.
• Liaise with external compliance partners to drive product & operational efficiency

What you’ll bring to the team 

• 5-7 years of product management experience in financial services, specifically in lending or payments, with a focus on compliance or risk management products.
• In-depth knowledge of financial regulations, including Reg-Z, state lending laws, and privacy management regulations (e.g., CCPA, GLBA). Anti-money laundering (AML) and Know Your Customer (KYC) standards are required.
• Proven track record of ensuring compliance requirements are effectively implemented in products and services, collaborating closely with compliance, legal, and product teams to align on regulatory needs and product objectives.
• Strong analytical and decision-making skills, with the ability to interpret compliance standards and ensure they are integrated into product roadmaps and development processes in a way that minimizes risk while supporting business outcomes.
• Excellent product management skills, with experience coordinating across engineering, legal, compliance, and design teams to ensure timely and effective delivery of compliant product solutions.
• Hands-on experience with compliance technology tools and platforms (e.g., GRC systems), and an understanding of how to integrate compliance frameworks into the broader product lifecycle.
• A Bachelor's degree in a relevant field is required. A graduate degree is a plus.
• Completion of a recognized training program in Product Management is strongly preferred.
• Advanced professional training in compliance, risk management, or product management. While not required, certifications such as Certified Regulatory Compliance Manager (CRCM) or Certified Anti-Money Laundering Specialist (CAMS) are a strong plus.
• Exceptional communication skills, capable of translating complex regulatory requirements into clear and actionable items for technical teams and stakeholders.
• Self-motivated and growth-oriented, with a continuous focus on understanding emerging regulations and ensuring product alignment with evolving compliance requirements.

What you’ll get in return

Zip is a place where you’ll get out what you put in. The newness of our sector means we need to move at pace and embrace change, and our promise to you when you join the team is that you’ll feel empowered and trusted to make big things happen quickly. 

We want you to feel welcome and as though you have the support to be yourself, and care for yourself at work. Because it’s important to us that you make the most of the opportunities you’ll get to grow your skills and your career, and be surrounded by smart, friendly people and leaders that have your back.

We think these are just some of the best things about being a Zipster. We will also offer you:

• Flexible working culture
• Incentive programs
• 20 days PTO every year
• Generous paid parental leave
• Leading family support policies
• 100% employer covered insurance
• Beautiful Union Square office with a casual dress code
• Learning and wellness subscription stipend
• Company-sponsored 401k match

Zip is committed to a straightforward and transparent pay structure. The actual base salary will be determined by various individualized factors, including job-related knowledge, skills, experience, location, internal equity, as well as other objective business considerations.

The annual base Pay Range for this position is $135,000 - $150,000.  This range reflects our US national compensation (USN). Additional premium percentages may apply based on our tiered premium strategy.

Subject to those same considerations, the total compensation package for this position may also include other elements, including a bonus and/or equity awards, in addition to a full range of medical, financial, and/or other benefits. 

If hired, employees will be in an 'at-will position' and the Company reserves the right to modify base salary (as well as any other discretionary payment or compensation or benefit program) at any time, including for reasons related to individual performance, Company or individual department/team performance, and market factors.

Be a part of a team that reflects the diversity of our customers

We pride ourselves on being a workplace that provides equal opportunities to people of all ages, cultural backgrounds, sexual orientations, gender identities, abilities, veteran status, and everything else that makes you unique.

Equally, we’re committed to ensuring our recruitment processes are accessible and inclusive. Please let us know If there are any adjustments that need to be made to ensure you have a fair and equitable experience.

What you’ll get in return And finally…get to know us

Zip Co Limited (ASX: ZIP) is a digital financial services company, offering innovative, people-centred products.

Operating in two core markets - Australia and New Zealand (ANZ) and the US, Zip offers access to point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants.

We’re proud to be a values-led business and our values - Customer First, Own it, Stronger Together and Change the Game - guide us in everything we do.

I acknowledge by clicking "Submit Application", that the information provided is true and correct. I also understand that any willful dishonesty may render for refusal of this application or immediate termination of employment. By providing your information, you acknowledge that you have read our Zip Applicant and Candidate Privacy Notice and authorize Zip to process your data subject to those terms

Before you apply, give Zip a try   -> rebrand.ly/check-zip-out