About Zip
We’re a digital financial services company helping millions of customers in the United States and Australia to manage their money with flexible credit and cashflow solutions.
Key stats
(as at 30 June 2026)
6.5 million active customers
97,400 merchants using Zip
112.1 million transactions securely processed every year
Consumer products covering everyday spend, credit and lending
Merchant POS credit and digital payment solutions
Zip operates in the United States (previously Quadpay) and Australia
What we do
Since 2013, when Larry Diamond and Peter Gray founded Zip, we’ve been challenging the traditional credit model and changing the game for customers and merchants. Innovation is at the heart of our business.
Zip offers financial solutions that are accessible, fair and flexible. With a focus on security, transparency and responsibility, we empower customers to take control of their financial future while also helping merchants grow.
Our purpose, mission and values
These principles help us create innovative and game-changing experiences for our customers, partners and Zipsters (our employees).
Purpose
Unlocking financial potential, together.
Mission
To bring exceptional experiences, innovation and partnership to every financial journey.
Values
Customer first: Put customers before everything.
Own it: See a problem, own the solution.
Stronger together: Think 'we' not 'me'.
Change the game: Cross new boundaries.
Our products
Our secure, easy-to-use products are designed to streamline everyday spend or make bigger buys more manageable.
Explore our products
Driving positive impact
We’re committed to building a sustainable future by focusing on financial inclusion, fostering a thriving workplace and reducing environmental impact.
Explore our commitmentsCelebrating customer impact
We believe our customers are the real story.
Transparency of fees
One of the standout features is the user-friendly app, which makes it easy to track your spending, view your balance, and manage repayments. I also appreciate the transparency of fees and the clear communication from Zip Money regarding payment schedules.
One happy mother
AUS
Simple and easy
Simple and easy payments. I have used this service a few times. Helps out when I'm on a budget in these interesting times we live in.
Bailey Butler
USA
Great value and easy on my finances
Super simple, great value and easy on my finances... it's a great way to save money through the month
Carey Caliel
USA
Plan your kids' future ahead
Best decision I’ve ever made when you want to plan your kids' future ahead. Glad I have this facility.
Sham
AUS
I adopted Zip Pay years ago
I adopted Zip Pay years ago and have never looked back! After being charged 1000s of dollars with credit cards from the bank… I wish everyone was aware of this. We need to stop giving the banks all our hard earned money. ZipPay for the win.
Natedoggo
AUS
Shop without worries
Love zip, can pay bills and shop without worries...so nice
Jeanette Newman
USA
Take your career to the next level
Join us on our mission to bring exceptional experiences, innovation and partnership to every financial journey.
Explore available roles at Zip