For Business

Streamline your checkout with Zip


Empower online shoppers with flexibility by offering buy now, pay later (BNPL) in your checkout flow and e-commerce stack.

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mercari.svg
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mercari.svg
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Why add Zip online?


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  • Increase conversion and AOV with a frictionless, Payment Experience (PX).

  • Get paid upfront while customers pay over time. Flexible payment options reduce cart abandonment and improve repayment reliability.

  • Expand your customer base by connecting with underserved consumers who may not have access to traditional credit, and boost sales by offering flexible payment options.


Easy integration


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Zip is easy to add to your e-commerce stack and works with top payment service providers. Take advantage of no code, low code, and app plugin options. Virtual card options and a custom API provide simplicity and flexibility for both you and your customers.

What you get with Zip online


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Express checkout


Welcome repeat customers with auto-populated customer billing, shipping, and payment information.

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Mobile optimization


Provide a seamless, responsive, and consistent experience across desktop and mobile.

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In-app mobile SDK


A UX that meets customers’ needs and expectations. Embed Zip directly into your mobile app’s native checkout flow.

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Widget


Show customers what’s possible, educating them about BNPL options while they browse. Available on PDP, cart, and payment pages.

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Pre-qualification


Rescue sales by informing customers if they’re qualified before they check out — all without leaving your site.

How Zip works online for customers


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Customers select Zip at checkout


Zip appears as a payment option with no extra integration steps.

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They sign up in seconds


Shoppers verify with their mobile number and basic info—done in moments.

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They choose a plan, pay later


Customers split their purchase into flexible installments.

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Tangible bottom-line impact


Businesses like yours achieve smarter, faster growth with Zip. Level up your online checkout with BNPL.

What fees do I pay as a merchant to offer Zip?

Zip operates on a flexible revenue-share model. The exact pricing depends on factors like your business size, sales volume, and integration needs. To get a clear understanding of how pricing would work for your business, please reach out to our team for details.

How quickly do I receive payment after a customer purchases with Zip?

Which e-commerce platforms and payment providers does Zip integrate with?

What happens if a customer misses a payment or disputes a charge?

Are there any restrictions or eligibility requirements for merchants?

Visa disclaimer: Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply. VISA is a trademark owned by Visa International Service Association and used under license. Loans through Zip Pay Anywhere and Zip Web Checkout (including any "powered by Zip" loans) are originated by WebBank.