News

Premier Partnership Enables Zip to Thank Customers with Personally Tailored Gift Offers After Checkout.

New York, NY - Zip.co (ASX: ZIP), the digital financial services company offering innovative, people-centered products, today announced its partnership with Nift, the technology company connecting commerce platforms to advertisers and brands to new customers. The partnership allows Zip to thank its users with personally tailored gift offers after they complete a purchase, enhancing the value of their shopping experience and building deeper customer connections.

“We’re focused on giving our customers more than just flexible payments,” said Joe Heck, US CEO at Zip. “Adding Nift to our checkout experience helps our customers discover brands that matter to them while getting extra value from every purchase. It’s another way we’re making their money work harder.”

The new integration seamlessly weaves Nift’s offerings into the Zip user experience, enabling the platform to show appreciation to customers in a way that feels fully consistent with the brand. When a Zip customer completes a transaction, Nift’s AI-powered platform matches them with relevant gift options based on their personal preferences and interests. Each thank-you gift allows the Zip customer to discover and redeem a personalized offer from one of the thousands of leading brands in Nift’s merchant ecosystem.

“Nift was built to help consumer-facing commerce platforms create moments of customer appreciation that feel completely native rather than intrusive,” said Elery Pfeffer, founder and CEO of Nift. “Through this integration, we’re giving Zip’s customers a meaningful thank-you powered by AI that matches them with brands they’ll love and enabling Zip to tap new ad inventory and revenue without disrupting the customer journey.”

For consumers, Nift creates opportunities to discover new brands in a rewarding way, fostering positive experiences that drive engagement, loyalty, and lasting connections.

About Zip

Zip Co Limited (ACN 139 546 428) (ASX: ZIP) is a digital financial services company, offering innovative and people-centered products. Operating in two core markets - Australia and New Zealand (ANZ) and the United States (US), Zip offers access to point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants.

Founded in Australia in 2013, Zip provides fair, flexible and transparent payment options, helping customers to take control of their financial future and helping merchants to grow their businesses.

For more information, visit: www.zip.co. US loans through the Zip app and Zip Checkout are originated by WebBank, except for Zip-originated loans in CO, NV, MA, and MD.

About Nift

Nift is a technology company enabling consumer platforms and publishers to increase revenue, brand sentiment and loyalty by offering high-value thank-you gifts to their customers at any moment in the digital journey. Cash App Afterpay, Gopuff, iHeartMedia, Klarna, Match, ParkMobile and Zip are among the hundreds of leading companies partnering with Nift to surprise and delight their customers with exclusive gifts that let them discover and try new products and services from thousands of leading brands, retailers and subscription companies. Each month, Nift delivers more than 50 million thank-yous for its partners in the US, the UK and Canada. In 2024, Nift ranked #109 on the Deloitte Technology Fast 500 list of the 500 fastest-growing technology companies in North America, based on its revenue growth of 1,111% over the previous three years. To learn more, visit GoNift.com.

Media Contacts

For Zip: zip@moxeigrouppr.com

For Nift: Michael McMullan Berns Communications Group mmcmullan@bcg-pr.com

Zip Pay and Zip Plus customers in Australia will now have access to their Zip Visa Card in even more places

Zip Co (ASX: ZIP), the digital financial services company offering innovative, people-centred products, has collaborated with Google to become the first Australian card issuer to bring the benefits of Google Wallet to iOS, and among the early adopters globally to launch the latest Google Wallet experience across both iOS and Android.

In one seamless step, Zip Pay and Zip Plus customers can now access their Zip Visa Card across the entire Google ecosystem in one click - Chrome Autofill, Google Pay Online, and Google services - making it even easier to spend anywhere Visa is accepted, globally and in-store.

The move comes as more Australians are embracing the ease and security of digital wallets, with nearly 40%* of all card transactions in Australia being made with a digital wallet.

The new feature enables a customer’s Zip Visa Card on both Android and iOS systems. With no extra steps in the existing card provisioning flow, their Zip Visa Card will also be added to all their compatible devices for use across Google.

iOS customers will see a brand new “Add to Google Wallet” button and with just a couple of taps, their Zip Visa Card will be added across their Google account.

“We are proud to have been invited by Google to be a pilot partner of this new feature and the first Australian card issuer to go live with the iOS experience,” said Lauren McCormack, Zip Chief Product Officer, ANZ. “This rollout reflects our commitment to making everyday payments faster, easier and more accessible for all of our customers, and unlocking financial potential together. With the rise of smart payments, our goal is to support our customers with flexible payment options.”

Naomi Gaskell, Manager, Payments, at Google Australia added: "Making everyday payments just got easier for Aussies with the launch of a simple way to add Zip cards to Google Wallet. We’re thrilled that Zip customers will be among the first to experience the added convenience and flexibility when using their Zip cards online in Google Chrome or other Google services.”

*According to the Reserve Bank of Australia Payments System Board 2024 Report - page 20

Media Contact

For any media enquiries, please contact: Chloe Rees | Director, External Relations & Group Communications | chloe.rees@zip.co

About Zip: Zip Co Limited (ACN 139 546 428) (ASX: ZIP) is a digital financial services company, offering innovative and people-centred products. Operating in two core markets - Australia and New Zealand (ANZ) and the United States (US), Zip offers access to point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants.

Founded in Australia in 2013, Zip provides fair, flexible and transparent payment options, helping customers to take control of their financial future and helping merchants to grow their businesses.

For more information, visit: www.zip.co

Zip (ASX: ZIP), the digital financial services company offering innovative, people-centered products, is expanding its work with Google Pay. Now, US shoppers can select Zip's payment options directly through Chrome’s autofill feature, allowing them to split purchases into equal installments without switching apps or re-entering payment details.

Key Benefits:

• More accessible options: Integrating Zip into this experience allows more consumers to easily choose flexible payment options without added steps or friction.
• Broader reach at critical decision points: This integration elevates Zip’s presence at a key point of decision, allowing US consumers to manage purchases more confidently.
• Faster, safer, more empowering checkout experience: US shoppers gain another secure and efficient way to split payments, which enhances trust and minimizes cart abandonment during the final step of the buying journey.

"We're focused on making flexible payments accessible where our customers are already shopping," said Joe Heck, US CEO at Zip. "Expanding our work with Google Pay and integrating with autofill on Chrome removes steps from checkout and gives customers another way to access flexible payment options when they need them."

This rollout reinforces Zip’s commitment to simplifying digital payments and expanding access through meaningful technology integrations, especially during moments that shape consumer decisions and financial wellness.

About Zip

Zip Co Limited (ACN 139 546 428) (ASX: ZIP) is a digital financial services company, offering innovative and people-centred products. Operating in two core markets - Australia and New Zealand (ANZ) and the United States (US), Zip offers access to point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants.

Founded in Australia in 2013, Zip provides fair, flexible and transparent payment options, helping customers to take control of their financial future and helping merchants to grow their businesses.

For more information, visit: www.zip.co Loans through Zip are originated by WebBank.

Small businesses in Australia using Xero can now offer Zip's flexible payment options via Stripe.

Zip Co (ASX: ZIP), the digital financial services company offering innovative, people-centred products, today announced a new integration in Australia through Stripe with Xero, the global small business platform.

With half of all payments for small businesses arriving late¹, Zip’s payment options through Stripe can help small business owners get paid more efficiently and take greater control of their cash flow management.

The integration allows businesses using Xero and Stripe to offer their customers the flexibility to split invoice payments through Zip's payment options, while still receiving the full payment amount upfront, minus any fees.

“This integration means small businesses in Australia on the Xero platform, with a Stripe account, can now add Zip’s flexible payment solutions directly on their invoices, providing customers with greater payment flexibility and helping businesses to reduce payment friction and support cash flow management,” said Soraya Alali, Zip ANZ CEO. “We’re excited to bring this capability to Xero customers through Stripe’s payment infrastructure.”

Bharathi Ramavarjula, Senior Vice President of Payments at Xero said,“We know from our research that consumers expect choice when it comes to making payments. So the more payment methods we can offer with Stripe, such as Zip, the more likely it is that our customers will get paid up to twice as fast, helping to strengthen their financial position, and reclaim hours spent chasing late payments.”

Karl Durrance, Managing Director for Australia and New Zealand at Stripe said,"Australia's small businesses often struggle with cash flow and complexity of managing unpaid invoices, chasing late payments and reconciling accounts manually.Working with Zip and Xero demonstrates how technology solves important business problems — small businesses get paid faster while offering their customers more flexible payment options, opening up new possibilities for growth."

To learn more about this integration, please visit: https://zip.co/au/business/xero-stripe

¹Xero Small Business Insights Special Report Cash flow Crunch Part 2, page 4

Media Contact

For any media enquiries, please contact: Chloe Rees | Director, External Relations & Group Communications | chloe.rees@zip.co

About Zip: Zip Co Limited (ACN 139 546 428) (ASX: ZIP) is a digital financial services company, offering innovative and people-centred products. Operating in two core markets - Australia and New Zealand (ANZ) and the United States (US), Zip offers access to point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants.

Founded in Australia in 2013, Zip provides fair, flexible and transparent payment options, helping customers to take control of their financial future and helping merchants to grow their businesses.

For more information, visit: www.zip.co