Buy Now Pay Later App
Four easy payments
Pay in four installments over six weeks.
Payments are automatically made from your linked debit or credit card every two weeks.
Advance notifications ensure you never miss a payment.
Buy from anywhere in 4 simple steps – online or in-store.
Install the Zip app, link your payment card and start shopping. It's that easy.
Shopping online with the app
Find a retailer
Search for your favorite stores in the app.
Browse your favorites
Add products to your cart, then tap "Pay with Zip."
Confirm purchase amount
Ensure your cart amount matches the payment request.
We'll autofill your payment info—check out in seconds.
Shopping in-store with the app
Select the In-Store tab
Enter your total purchase amount.
Review your payment plan
Confirm your amount and payment method to generate your virtual card.
Add to your wallet
Keep Zip in your Apple Wallet or Google Pay for easy access.
Tap to pay!
Pay with your wallet to complete your purchase.