Gift now. Pay later, where you want.1
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Buy Now Pay Later App

Pay in 4, where you want in the Zip app.

Shop your favorite brands with the Zip app—online or in-store.1

Learn more
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Our features

  • Four easy payments1

    Pay in four installments over six weeks.1

  • No surprises

    Payments are automatically made from your linked debit or credit card every two weeks.1

  • Friendly reminders

    Advance notifications ensure you never miss a payment.

Where can you use the Zip app?

Use Zip pretty much anywhere Visa is accepted.1


It's easy to pay where you want – online or in-store.1

Install the Zip app, link your payment card and start shopping. It's that easy.

How to shop online with the app

  • Find a retailer

    Search for your favorite stores in the app.

  • Browse your favorites

    Add products to your cart, then tap "Pay with Zip."

  • Confirm purchase amount1

    Ensure your cart amount matches the payment request.

  • Complete payment

    We'll autofill your payment info—check out in seconds.


How to pay in-store with the app

  • Select the In-Store tab1

    Enter your total purchase amount.

  • Review your payment plan1

    Confirm your amount and payment method to generate your virtual card.

  • Add to your wallet

    Keep Zip in your Apple Wallet or Google Pay for easy access.

  • Tap to pay!

    Pay with your wallet to complete your purchase.

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Download the app
to get started

Get instant access to shop now, pay later at thousands of brands—online or in-store.

References

  • 1 Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply. For a $200 purchase, you'd make four $51.50 payments every two weeks starting today for a 52.18% annual percentage rate and a total of payments of $206. A $6 installment fee is charged at commencement - you pay $1.50 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $4.50 is included in your future payments. Minimum purchase of $35 required. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Installment fees are $4 for purchases from $35 to $99.99, $5 for purchases from $100 to $199.99, and $6 for purchases $200 and above. Zip Pay Anywhere financing through Zip issued by WebBank, except for Zip originated loans in CO, NV, MA, and MD. All loans subject to credit approval.