Buy Now Pay Later App
Four easy payments1
Pay in four installments over six weeks.1
Payments are automatically made from your linked debit or credit card every two weeks.1
Advance notifications ensure you never miss a payment.
It's easy to pay where you want – online or in-store.1
Install the Zip app, link your payment card and start shopping. It's that easy.
How to shop online with the app
Find a retailer
Search for your favorite stores in the app.
Browse your favorites
Add products to your cart, then tap "Pay with Zip."
Confirm purchase amount1
Ensure your cart amount matches the payment request.
We'll autofill your payment info—check out in seconds.
How to pay in-store with the app
Select the In-Store tab1
Enter your total purchase amount.
Review your payment plan1
Confirm your amount and payment method to generate your virtual card.
Add to your wallet
Keep Zip in your Apple Wallet or Google Pay for easy access.
Tap to pay!
Pay with your wallet to complete your purchase.
- 1 Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply. For a $200 purchase, you'd make four $51.50 payments every two weeks starting today for a 52.18% annual percentage rate and a total of payments of $206. A $6 installment fee is charged at commencement - you pay $1.50 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $4.50 is included in your future payments. Minimum purchase of $35 required. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Installment fees are $4 for purchases from $35 to $99.99, $5 for purchases from $100 to $199.99, and $6 for purchases $200 and above. Zip Pay Anywhere financing through Zip issued by WebBank, except for Zip originated loans in CO, NV, MA, and MD. All loans subject to credit approval.