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Pay in 4, where you want in the Zip app.

Shop your favorite brands with the Zip app—online or in-store.

Pay in 4, where you want in the Zip app. image

Our features

  • Four easy payments1

    Pay in four installments over six weeks.1

  • No surprises

    Payments are automatically made from your linked debit or credit card every two weeks.1

  • Friendly reminders

    Advance notifications ensure you never miss a payment.

Where can you use the Zip app?

Use Zip pretty much anywhere Visa is accepted.1

It's easy to pay where you want – online or in-store.1

Install the Zip app, link your payment card and start shopping. It's that easy.

How to shop online with the app

  • Find a retailer

    Search for your favorite stores in the app.

  • Browse your favorites

    Add products to your cart, then tap "Pay with Zip."

  • Confirm purchase amount1

    Ensure your cart amount matches the payment request.

  • Complete payment

    We'll autofill your payment info—check out in seconds.

How to pay in-store with the app

  • Select the In-Store tab1

    Enter your total purchase amount.

  • Review your payment plan1

    Confirm your amount and payment method to generate your virtual card.

  • Add to your wallet

    Keep Zip in your Apple Wallet or Google Pay for easy access.

  • Tap to pay!

    Pay with your wallet to complete your purchase.


Download the app
to get started

Get instant access to shop now, pay later at thousands of brands—online or in-store.


  • 1 Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply. For a $335 purchase, you'd make four $85.25 payments every two weeks starting today for a 31.11% annual percentage rate and a total of payments of $341. A $6 installment fee is charged at commencement - you pay $1.50 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $4.50 is included in your future payments. Minimum purchase of $35 required. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Installment fees are $4 for purchases from $35 to $99.99, $5 for purchases from $100 to $199.99, and $6 for purchases $200 and above. Zip App and Physical Card financing through Zip issued by WebBank, except for Zip originated loans in CO, NV, MA, and MD. All loans subject to credit approval.