Split your next purchase in to easy installments, where you shop.
Zip gives you the freedom and flexibility to get what you want now, and pay later.
Buy it today, pay for it in 4 installments.
Shop anywhere and choose Zip at checkout to pay later.
You'll pay the first installment upfront, and the rest over 6 weeks.1
In 2 weeks
In 4 weeks
In 6 weeks
Shop where you want with the Zip app
Get our app to use Zip pretty much anywhere you shop—whether online or in-store.1
How to shop online with the app
Find a retailer
Search for your favorite stores in the app.
Browse your favorites
Add products to your cart, then tap "Pay with Zip."
Confirm purchase amount1
Ensure your cart amount matches the payment request.
We'll autofill your payment info—check out in seconds.
How to pay in-store with the app
Select the In-Store tab1
Enter your total purchase amount.
Review your payment plan1
Confirm your amount and payment method to generate your virtual card.
Add to your wallet
Keep Zip in your Apple Wallet or Google Pay for easy access.
Tap to pay!
Pay with your wallet to complete your purchase.
Shopping with Zip at checkout
Look for the Zip logo online when checking out at your favorite online retailers.
Advance notifications ensure you're always on top of every payment.
No impact on your credit score.
Simple & transparent
Clear terms, so you’ll always know what to expect.
Download the app to get started!
Get instant access to shop now, pay later at thousands of brands—online or instore!
Scan code to download the app
Scan the QR code to download the app
Millions of shoppers globally and counting
- 1 Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply. For example, for a $335 purchase, you’d make four $85.25 payments every two weeks starting today for a 31.11% annual percentage rate and a total of payments of $341. A $6 installment fee is charged at commencement - you pay $1.50 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $4.50 is included in your future payments. Actual installment fees vary and can range from $0 to $7.50 depending on the purchase price and Zip product used. Actual amount of fee for your purchase will be reflected in checkout. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Zip Pay Anywhere and Zip Checkout financing through Zip issued by WebBank, except for Zip-originated loans in CO, NV, MA, and MD. All loans are subject to credit approval.