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Buy Now, Pay Later by Zip

Buy now,
pay later.
Anywhere.

Split any purchase into
4 installments over 6 weeks with Zip.

Download the app today
4.9332K+ ratings
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Zip anywhere for everyone

Use Zip anywhere

Literally anywhere. Book a trip, order groceries, pay your bills, shop online or in‑store. Use Zip anywhere Visa is accepted.

PAY IN 4

Shop smarter with Zip, previously Quadpay. No impact on your credit score. Just 4 installments over 6 weeks.

How it works

Zip for merchants

We work with thousands of retail partners to deliver a better way for customers to pay. Integrate our “pay later” platform in 10 minutes, no APIs required.

Sign up now

Share Zip and earn $$$

Share Zip and earn $$$

Invite a friend, and you each get $10 once they make a purchase in the app! Terms apply.*

Trending stores

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Best BuyBest Buy
Best Buy
AmazonAmazon
Amazon
WalmartWalmart
Walmart
TargetTarget
Target
Bed Bath & Beyond Bed Bath & Beyond
Bed Bath & Beyond
Sunglass HutSunglass Hut
Sunglass Hut
eBayeBay
eBay
StockXStockX
StockX
Harmon Face ValuesHarmon Face Values
Harmon Face Values
TickPickTickPick
TickPick
CostcoCostco
Costco
Bath & Body WorksBath & Body Works
Bath & Body Works

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Popular

  • Best BuyBest Buy
  • MercariMercari
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  • FanaticsFanatics

Zip Exclusives

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Best BuyBest Buy
Best Buy
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Buy Buy Baby
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Otherland
GlamneticGlamnetic
Glamnetic
SheinShein
Shein
Sam EdelmanSam Edelman
Sam Edelman
Psycho BunnyPsycho Bunny
Psycho Bunny
Day DesignerDay Designer
Day Designer
FanaticsFanatics
Fanatics
WindsorWindsor
Windsor
FatheadFathead
Fathead
Magnetic MeMagnetic Me
Magnetic Me

Loved by over 11.4 million shoppers globally and counting

4.9 App Store332K+ ratings
Reviews from trustpilot

Love it

Quick and simple, easy to use, and very handy when you need a little extra help.

ShannonVerified

Zip was so easy to use no hassles about…

Zip was so easy to use no hassles about what store you can make purchases at, no hidden fees, easy to sign up, I will definitely continue to use ZIP

MollyVerified

Very easy to use small payments great…

Very easy to use small payments great when you see something and don’t have total amount at the time just zip that’s it

Cheryl MillerVerified

Great

I was able to purchase the tennis shoe that I wanted with Zip right away. Using Zip made it easier for me financially seeing as how I am on a tight budget

Brigid HeronVerified

Love Zip!!

Love Zip!! So convenient and easy to use. Also helpful for family on a budget

Ashleigh WVerified

I absolutely love zip

I absolutely love zip! They help me keep up with the latest trends by allowing me to payments. I’m so grateful to have them and now my mother and husband love them too.

Ashley BrazzellVerified

I used Zip on Fashion Nova and Amazon

I used Zip on Fashion Nova and Amazon, it’s really nice to be able to shop Zip.

RakellaVerified

Fast & Easy

I found the store I wanted to purchase from, made my order, pushed “pay w/zip”….BAM done😊. Thank you zip

Lucinda PhillipsVerified
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Get instant access to shop now, pay later at thousands of brands—online or in-store.

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