Buy Now, Pay Later by Zip

Buy now,
pay later.
Anywhere.

Split any purchase into
4 installments over 6 weeks with Zip.

Download the app today

4.9332K+ ratings

Zip anywhere for everyone

Use Zip anywhere

Literally anywhere. Book a trip, order groceries, pay your bills, shop online or in‑store. Use Zip anywhere Visa is accepted.

PAY IN 4

Shop smarter with Zip, previously Quadpay. No impact on your credit score. Just 4 installments over 6 weeks.

How it works

Zip for merchants

We work with thousands of retail partners to deliver a better way for customers to pay. Integrate our “pay later” platform in 10 minutes, no APIs required.

Share Zip and earn $$$

Invite a friend, and you each get $10 once they make a purchase in the app! Terms apply.^*

Learn more

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Loved by over 12 million shoppers globally and counting

4.9 App Store332K+ ratings

Reviews from

Love it

Quick and simple, easy to use, and very handy when you need a little extra help.

ShannonVerifiedMar 19, 2022

Zip was so easy to use no hassles about…

Zip was so easy to use no hassles about what store you can make purchases at, no hidden fees, easy to sign up, I will definitely continue to use ZIP

MollyVerifiedMar 16, 2022

Very easy to use small payments great…

Very easy to use small payments great when you see something and don’t have total amount at the time just zip that’s it

Cheryl MillerVerifiedMar 16, 2022

Great

I was able to purchase the tennis shoe that I wanted with Zip right away. Using Zip made it easier for me financially seeing as how I am on a tight budget

Brigid HeronVerifiedMar 11, 2022

Love Zip!!

Love Zip!! So convenient and easy to use. Also helpful for family on a budget

Ashleigh WVerifiedMar 11, 2022

I absolutely love zip

I absolutely love zip! They help me keep up with the latest trends by allowing me to payments. I’m so grateful to have them and now my mother and husband love them too.

Ashley BrazzellVerifiedMar 01, 2022