Buy Now, Pay Later by Zip

Buy now.
Pay later.
Anywhere.

Split any purchase into 4 interest‑free installments over 6 weeks with Zip, previously Quadpay.

Download the app today

4.9200K+ ratings

Zip anywhere for everyone

Use Zip anywhere

Literally anywhere. Book a trip, order groceries, pay your bills, shop online or in‑store. Use Zip anywhere Visa is accepted.

Zero interest

Shop smarter with Zip, previously Quadpay. No hard credit check and no impact on your credit score. Just 4 interest‑free installments over 6 weeks.

How it works

Zip for merchants

We work with thousands of retail partners to deliver a better way for customers to pay. Integrate our “pay later” platform in 10 minutes, no APIs required.

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Loved by over 7 million shoppers globally and counting

4.9 App Store200K+ ratings

Reviews from

Great experience using QuadPay

Great experience using Quadpay. I’m definitely going to be using them for awhile, it’s way better than a credit card.

Joseph ZunigaVerifiedJune 27, 2021

This is my second experience with…

This is my second experience with QuadPay it’s a very streamlined and easy process to purchase items now and extend the payments out. I would recommend this app to friends and family!!

DGRAYVerifiedJune 27, 2021

QuadPay was easy to use...

QuadPay was easy to use and saved me any hassle. I love that they’re available for use online and in-person at a wide variety of retailers.

VerifiedJune 27, 2021

I love Quadpay!

I love Quadpay! It is so easy and simple to use! Thanks to Quadpay I was able to get my Husband a special gift for Father’s Day that he has really been wanting!! Thank you Quadpay!!

VerifiedJune 24, 2021

Great company

Great company, found a item I wanted on prime day but didn’t want to go over my monthly budget for gadgets, so I was able to split it up and get the item while it was on sale.

Travis DrewVerifiedJune 24, 2021