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    Why shop with Zip?

    Shopping with Zip means instant approval, no hidden fees or fine print.

    Join our community of millions of shoppers to stretch your funds further.

    Why sell with Zip?

    We work with thousands of retail partners to deliver a better way to pay to consumers.

    Integrate our “pay later” platform in 10 minutes, no APIs required.


  • 1 Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply. A fee may apply for payment date changes. For example, for a $335 purchase, you’d make four $85.25 payments every two weeks starting today for a 31.11% annual percentage rate and a total of payments of $341. A $6 installment fee is charged at commencement - you pay $1.50 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $4.50 is included in your future payments. Actual installment fees vary and can range from $0 to $7.50 depending on the purchase price and Zip product used. Actual amount of fee for your purchase will be reflected in checkout. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Zip Pay Anywhere and Zip Checkout financing through Zip issued by WebBank, except for Zip-originated loans in CO, NV, MA, and MD. All loans are subject to credit approval.