Zip on Stripe
With Zip on Stripe, you can reach more customers and convert more carts. Access new consumers other payment methods often miss with a quick, no-code setup so you can go live within months.
The everyday BNPL for everyday Americans
Connect with shoppers often underestimated by traditional services and some other buy now, pay later options. and reach people who might not have purchased with you otherwise.
This isn't a tender swap. These everyday Americans can be debit card reliant and averse to credit cards. They budget carefully and repay reliably. They’re your incremental customers, driving growth through responsible Zip usage. Expand your audience with a transparent, pay-later option.
Connect with shoppers often underestimated by traditional services and some other buy now, pay later options. and reach people who might not have purchased with you otherwise.
This isn't a tender swap. These everyday Americans can be debit card reliant and averse to credit cards. They budget carefully and repay reliably. They’re your incremental customers, driving growth through responsible Zip usage. Expand your audience with a transparent, pay-later option.
Close payment gaps—and reach 100M+ underestimated Americans3
45% of purchases repaid early3
32.3% increase in average spend4
98%+ repayment rate5
13.1 annual transactions per active US customer6
1.67% loss rate6
Thousands of customers love using Zip
With Zip as a payment option on Stripe, give customers a transparent pay in 4 installment plan and a flexible customer experience while you help increase your conversion.
Apple App Store
707k+ reviews
Google Play
91k+ reviews
Trustpilot
30k+ reviews
Pay in 42
Give your customers more flexibility at checkout, while keeping cash flow simple. You’re paid upfront in full, while your eligible customers pay later by splitting their purchase into 4 equal payments over 6 weeks seamlessly through Stripe.
Give your customers more flexibility at checkout, while keeping cash flow simple. You’re paid upfront in full, while your eligible customers pay later by splitting their purchase into 4 equal payments over 6 weeks seamlessly through Stripe.
Built into Stripe, live in minutes
Turn on Zip in your Stripe Optimized Checkout suite in just a few clicks.
Quick Stripe Dashboard setup
Uses Stripe's native fraud tools, payout rails, and reporting
Stripe-native, verified integration
Turn on Zip in your Stripe Optimized Checkout suite in just a few clicks.
Quick Stripe Dashboard setup
Uses Stripe's native fraud tools, payout rails, and reporting
Stripe-native, verified integration
Do I need code to enable Zip?
No. Zip activates directly through Stripe’s Optimized Checkout Suite (OCS) with a single click—no code, no developer work, no deployment required. You can go live in minutes, adding Zip as a Stripe payment method, from your Stripe Dashboard.
For enterprise-grade or omnichannel implementations, see our omnichannel solutions.
Is Zip available to U.S. Stripe merchants?
What types of purchases work best?
How do I get paid?
How do refunds work?
How are disputes and chargebacks handled?
Can I offer Zip alongside other BNPL options?
What if I need a custom integration?
Why should I offer Zip as a Stripe payment plan option?
The data listed above are based on all Zip merchants and are not limited to Stripe merchants.
3Zip transaction data for 12 months ending in June 2026
43Q FY26 results released to the ASX
5FY25 Annual Results released to the ASX
6FY26 results released to the ASX