Offer buy now pay later in-store
Give customers more choice, freedom, and confidence. Our in-store solution boosts sales and delivers a premium payment experience—no technical integration needed.
Why offer Zip in-store?
Instant activation
Zip works with your existing POS system using virtual or physical cards¹ via Apple Pay and Google Pay.
Financial freedom for your customers
Give customers unparalleled flexibility at checkout with BNPL, nearly anywhere Visa is accepted.²
Increase conversion, AOV, and loyalty
BNPL drives higher basket sizes, encourages repeat visits, and unlocks increased spend.
Unify your omnichannel experience
Provide consistency and confidence at every touchpoint with instant approvals, easy returns, and seamless checkouts.
Zero repayment risk
Get paid today and leave the rest to us. Your customers pay over time and Zip takes on the repayment risk.
“GameStop’s partnership with Zip gives our customers greater flexibility in how they shop.... With Zip’s buy now, pay later solution, we’re proud to offer a more convenient way to pay over time.”
John Staffaroni,
Sr. Manager Financial Services at GameStop
White glove support
Options only matter if customers know about them. We partner with merchants to drive in-store awareness and adoption through:
Turnkey associate training: Flexible training solutions to get your teams ready to support Zip at checkout — all handled and covered by us.
Tailored go-to-market support: From setup to optimization, we’re with you every step of the way. You’ll also get transaction insights to track performance and refine strategy. Explore resources and learn more about managing your transactions in our merchant support center.
Options only matter if customers know about them. We partner with merchants to drive in-store awareness and adoption through:
Turnkey associate training: Flexible training solutions to get your teams ready to support Zip at checkout — all handled and covered by us.
Tailored go-to-market support: From setup to optimization, we’re with you every step of the way. You’ll also get transaction insights to track performance and refine strategy. Explore resources and learn more about managing your transactions in our merchant support center.
Boost visibility with signage at key moments
Let customers know their options before they reach the checkout counter. Our flexible kit lets you integrate eye-catching signage into your product displays, with strategic placements near checkout counters, and by entrances.
Let customers know their options before they reach the checkout counter. Our flexible kit lets you integrate eye-catching signage into your product displays, with strategic placements near checkout counters, and by entrances.
How Zip works in-store for customers
Customers can tap their virtual or physical Zip card¹ at checkout to split their purchase in seconds. It’s quick, seamless, and flexible, giving your customers the power to pay their way.
Enter order total in the Zip app
Shoppers open the Zip app, tap the in-store tab, and input their purchase amount.
Select a payment plan
Options like Pay in 2, 4 or 8 are confirmed instantly.² ³ ⁴
Pay with the Zip card
The virtual card works in Apple Pay or Google Wallet, or shoppers can swipe their physical card—just like any Visa.
Why stop with in-store? Explore the full payment experience.
Customers can make seamless buy now, pay later purchases from their mobile devices–in-app, online and in-store.
Tangible bottom-line impact
Expand your reach, revenue, and results with BNPL. Zip helps businesses like yours achieve smarter, faster growth.
Expand your reach, revenue, and results with BNPL. Zip helps businesses like yours achieve smarter, faster growth.
Have questions?
Can Zip be used alongside my store credit card or loyalty program?
Absolutely. Zip is designed to complement your existing payments and customer programs—not replace them. It gives shoppers more ways to say yes at the register.
How do I get started with Zip in-store?
What’s required to accept Zip in-store?
How do customers use Zip in-store?
How do returns and refunds work with Zip?
Do you provide training for my in-store staff?
Can I offer multiple flexible payment options to my customers?
Visa disclaimer: Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply. VISA is a trademark owned by Visa International Service Association and used under license. Loans through Zip Pay Anywhere and Zip Web Checkout (including any "powered by Zip" loans) are originated by WebBank.