What’s your money mindset?

Discover what drives your financial habits and see how Zip can help you approach 2026 with confidence, control, and a plan that fits your lifestyle.

Results powered by the psychology of how we use money.

Backed by science

Built on the Big Five personality framework, the most researched model in psychology. Your results reveal the real traits that shape how you think, feel, and act with money.

Know your “why”

Your habits aren’t random. They’re driven by your money mindset. Discover what’s behind your spending style and how to make it work for you.

Your fresh start

65% of people set financial goals each year, but only 9% stick with them4. Our “money mindset” quiz helps you understand why and what to do differently this time.

You’re 11 quick questions away from uncovering your money mindset.

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Jan 2

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Zip can help

Once you unlock your money mindset, you’ll see how Zip helps you reach your goals with flexible Pay in 42, or 83 options and Spending Power1 that works anywhere, from stores to online purchases to bills.

4 Fidelity Investments (2024) and Fisher College of Business (2023). Results are not representative, or guaranteed, and may vary based on industry, company size, and other criteria.

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