Business

Zip Disclosures and Representative Examples

Disclosures

  1. Zip can only be used for US purchases. Certain merchant, product, and services restrictions apply. A fee may apply for payment date changes. Displayed estimated spending power is for representative purposes only. Your Estimated Spending Power is a point-in-time estimate of how much you may be able to spend, is not guaranteed, and is impacted by a number of factors. Zip or WebBank may decrease your estimated spending power within its reasonable discretion, including where you have previously had an unpaid balance or have an amount past due. Your estimated spending power is not an open line of credit. Each transaction is separately reviewed for approval. For additional details, please see the terms and conditions.
  2. For a $400 purchase, you'd make four $102 payments every two weeks starting today for a 34.75% annual percentage rate and a total of payments of $408. An $8 origination fee is charged at commencement and prepaid as a finance charge when you make your initial payment today. The actual origination fees vary and can range from $4.00 to $62.00 depending on the purchase price. The actual amount of the fee for your purchase will be reflected at checkout. Estimation of origination payment and annual percentage rate excludes potential tax and shipping costs. Financing through Zip issued by WebBank. All loans subject to credit approval.
  3. For a $400 purchase, you'd make eight $52.37 payments every two weeks starting today for a 34.99% annual percentage rate and a total of payments of $418.97. An $18.97 origination fee is charged at commencement and prepaid as a finance charge when you make your initial payment today. The actual origination fees vary and can range from $9.48 to $124 [30-35% APR], depending on the purchase price. The actual amount of the fee for your purchase will be reflected at checkout. Estimation of origination payment and annual percentage rate excludes potential tax and shipping costs. Financing through Zip issued by WebBank. All loans subject to credit approval.

Eligibility criteria apply. See payment terms: Zip Loan Terms of Service | Zip, previously Quadpay. Loans to California residents, other than loans through the Zip Pay Anywhere and Zip Web Checkout are made or arranged pursuant to a California Lenders Law license. Zip Co US Inc. ID 1963958 NMLS Consumer Access