Shop Valentine's Day deals.
pay later at
Pay for your next purchase at Earnest in 4 installments over 6 weeks when you check out with Zip, previously Quadpay.
Enjoy your purchase now with only 25% of the cost due upfront, and the rest over 6 weeks.
Pay later at any store
Whether online or in-store, via our retail partners or app, pay for your purchases anywhere Visa is accepted.
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Frequently Asked Questions
Yes! Zip, previously Quadpay, allows you to shop your favorite brands now and pay later. Shop anywhere and split your purchase in 4 installments over 6 weeks with the Zip app.