pay later at
Pay for your next purchase at JCPenney in 4 installments over 6 weeks when you check out with Zip.1
Four easy payments1
Pay in four installments over six weeks.1
Payments are automatically made from your linked debit or credit card every two weeks.1
Advance notifications ensure you never miss a payment.
How to use Zip at JCPenney
Download the Zip app
Search for JCPenney
Add your favorites to cart, then tap 'Pay with Zip' at checkout
Your purchase is split into 4 installments over 6 weeks1
About JCPenneyVisit store
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JCPenney is an American department store that sells everything from clothing to fine jewlery at competitive pricing. It was founded by James Cash Penney in 1902 on the principle to treat others as you would wish to be treated. It's first department store was opened in Kemmerer, Wyoming based on this philosophy that has been maintained across over 600 locations nationwide.
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This is terrific
This is terrific. Unlike some other payment options this can literally be used anywhere that accepts VISA which is almost everywhere. Super easy to sign up.Verified
Use it pretty much ANYWHERE!
Not only can you use this for online shopping and in store purchases, you can legit use it pretty much ANYWHERE! Gooooals.Verified
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You can use it almost ANY and EVERYWHERE!!!
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Best thing since sliced bread
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Very convenient to use, especially in store!
I love this because you can use it mostly in any store that accepts Apple Pay. Gas station as well.Verified
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Frequently Asked Questions
Yes! Zip, previously Quadpay, allows you to shop your favorite brands now and pay later. Shop pretty much anywhere1 and split your purchase in 4 installments over 6 weeks with the Zip app.1
- 1 Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply. For a $335 purchase, you'd make four $85.25 payments every two weeks starting today for a 31.11% annual percentage rate and a total of payments of $341. A $6 installment fee is charged at commencement - you pay $1.50 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $4.50 is included in your future payments. Minimum purchase of $35 required. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Installment fees are $4 for purchases from $35 to $99.99, $5 for purchases from $100 to $199.99, and $6 for purchases $200 and above. Zip Pay Anywhere financing through Zip issued by WebBank, except for Zip originated loans in CO, NV, MA, and MD. All loans subject to credit approval.
- Testimonials reflect the individual's opinion and may not be Illustrative of all individual experiences with Zip.