pay later at
Pay for your next purchase at Spectrum in 4 installments over 6 weeks when you check out with Zip, previously Quadpay.
Enjoy your purchase now with only 25% of the cost due upfront, and the rest over 6 weeks.
Pay later at any store
Whether online or in-store, via our retail partners or app, pay for your purchases anywhere Visa is accepted.
Loved by 8 million+ customers globally
You’re in good hands. Get approved in seconds with no hard credit check and zero impact on your credit score.
How to use Zip at Spectrum
- Download the Zip app
- Search for Spectrum
- Add your favorites to cart, then tap ‘Pay with Zip’ at checkout
- Your purchase is split into 4 installments, spread over 6 weeks
As seen in
Frequently Asked Questions
Yes! Zip, previously Quadpay, allows you to shop your favorite brands now and pay later. Shop anywhere and split your purchase in 4 installments over 6 weeks with the Zip app.