Own it now, pay later.
Interest free.

Pay in 4 at
1,300+ retailers
online and instore.

20% off
Cotton On

Use code SPRING20 on full price items.
Limited time
only. T&Cs apply.

You can win $1,000

Just shop using Zip in September to go in the draw.
Pay in 4. Interest free.

Own the way you pay

Buy the things you love now, and pay
for them over 6 weeks, interest free.

Want it

Select Zip at checkout, or download our app to create your account.

Get it

Get it now, but spread your purchase across 4 equal fortnightly payments.

Own it

Every purchase you make with Zip is interest free. Online or instore.

Pay in 4 at your favourite stores.

Apply in minutes for up to $1,000 to spend at more than 1,300 retailers. Simply checkout with Zip and pay over 4 interest free instalments.

Get Started

1
Apply

Get approval in minutes for up to $1,000.

2
Shop

Shop online or instore at 1,300+ stores.

3
Pay

Pay 25% then 3 fortnightly interest-free payments.

Boost your business with a pay later option

Give your customers a better way to pay and they'll have more reason to buy. Zip is proven to increase sales conversion rates and average order values.

Need help getting things started?

Check out our Frequently Asked Questions section and get all the answers.