Zip now, pay later.

  • Pay in 4 interest free payments over 6 weeks
  • Shop online and instore at 1,600+ retailers
  • Never miss a payment with the Zip app
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$6B+

Over $6 billion in secure transactions since 2013

7M+

7.3 million global customers

370K

NZ app downloads on iOS and Android

4.5

4.5/5 App and Play store rating

Use Zip at over 1,600 stores

Buy household goods, book a trip, pay for the dentist. Use Zip at 1,600+ stores, online or instore.

Zero percent interest

Shop smarter with Zip. No hard credit check and no impact on your credit score. Just 4 interest free instalments over 6 weeks.

Zip for merchants

We work with thousands of retail partners to deliver a better way for customers to pay. Integrate our “pay later” platform in 10 minutes, no APIs required.

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Loved by over 7.3 million global Zip users and counting

4.5 Stars

4.5 App Store Ratings

370K+ downloads

5 Start Review

04/04/2021

Awesome app!

Easy to use online and instore. Easy to follow through to payment cycle etc.

5 Start Review

06/04/2021

Very happy

Easy way to purchase when short on cash, makes most things affordable

5 Start Review

12/05/2021

It's a great payment option.

We use Zip all the time. It's a great payment option.

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Get instant access to shop now, pay later at thousands of brands—online or in-store.