Grow with Zip

The buy now, pay later solution for your customers, with no sign-up fees and full payments up front for your business.

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Watch your sales grow

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Increase sales

Our Zip partners experience up to 30% growth in sales, up to 70% increase in order value and up to 80% increase in repurchase rate.

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Daily Settlement

Say hello to transparent calculations and daily settlements straight into your bank account.

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No Fraud Risk

We take all the risk, both credit and fraud. Once a transaction is approved, you’re guaranteed the payment - we’ll deal with the rest.

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Simple and Ethical Pricing

Our pricing is transparent and pay as you go with no setup fees, no minimums and no lock-in contracts.


growth in sales


increase in order value


increase in repurchase rate

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Getting started

Step One

Apply in minutes

Apply online and get feedback on your application within two business days

Step Two


Add Zip to your payment platform for free, using an easy step by step guide for POS and e-commerce. Our integrations team will be there to support you each step of the way

Step Three

Start accepting Zip

We pay you directly to your bank account via EFT each day

Transparent Pricing

We are committed to provide clear and transparent pricing. No hidden fees and no platform or management fees.

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Free integration

Whether your business is online or instore, there's usually no cost for your business to add Zip as a payment solution on supported platforms.

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Know your merchant fees

You will be charged a merchant fee on successful transactions only, which will be discussed on application based on your unique business situation.

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Know your transaction fees

Pay only your agreed rate. As your Zip transactions increase, your agreed rate can be renegotiated to scale with you.

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No setup fees

Get started for free. It will cost you nothing to sign up and receive a Zip account for your business.

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No lock in contract

Try it out for free, there is no lock-in contract. See if it works for you and your business.

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No minimums

There are no disruptive minimums on payments if you don't want them. This means even more flexibility.

Tools for your business

We work with our partners to build mutually beneficial partnerships. Check out our current Zip Partner Toolkit, 
to optimise the Zip customer experience.