Stand by for the new
Pay Longer.

You have until Midnight 12 December 2021 to make a Pay Longer transaction. It will be back though.

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Pay Longer ends Midnight 12 December 2021.

The Pay Longer pilot has ended so we’re no longer accepting applications and the final date for Pay Longer transactions will be 11:59pm Sunday 12 December 2021. We are currently working on a new and improved version of the Pay Longer product for release in early 2022, so you can register your contact details and we’ll let you know as soon as you can reapply

The lowdown

AVAILABLE ON $500+

Spend over $500, get 24 weeks to pay it off.

PAY 12 INSTALMENTS

Pay 15% when you buy, then 12 interest-free instalments.

ZIP BIGGER. PAY LONGER

$15 Establishment Fee on first purchase only and 1.6% Payment Processing fee per purchase.

Late fees still apply. Terms and conditions apply. Standard $15 Establishment fee on your first purchase and 1.6% Payment Processing fee apply.

 

To see full terms and conditions click here.

Here's what everyone is buying

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    Home Entertainment

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    Whiteware

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    Furniture

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    Computers

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    Wearable Tech

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    Smart Devices

4 simple steps to Pay Longer

1

Select pay with Zip.

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Choose Zip as your payment option online, or scan your instore code to pay instore.

2

Select Pay Longer.

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Select ‘Pay Longer’ in online checkout, or in the app to pay instore.

3

View payment.

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Confirm your payment schedule and accept the T&Cs.

4

Approve payment.

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Approve the purchase and pay 15% upfront. Pay the rest in 12 equal payments over 24 weeks.

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Repay when you want

Like other Zip purchases, you can repay early with no extra cost – just pop into the app or log in to our web portal.

Buy above your balance

And if your Zip limit is too low, you’ll just need to pay a bit more upfront, then the rest in 12 equal payments as usual.

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Get what you need, every time.

Our customers are stoked with the extra flexibility that comes with Pay Longer – especially if they want to splash out on something special or cover the unexpected.

That’s probably why home entertainment and whiteware are two of the most popular Pay Longer categories.

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Scope out your shopping options:

  • noel leeming online store button zip nz

    Noel Leeming

  • torpedo 7 online store button zip nz

    Torpedo7

  • the market online store button zip nz

    The Market

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    Hyper Drive

  • big save furniture online store button zip nz

    Big Save Furniture

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    Michael Hill

How much will it cost me?

*Late fees still apply. Terms and conditions apply. Standard $15 Establishment fee on your first purchase and 1.6% Payment Processing fee apply.

 

To see full terms and conditions click here.

People are loving Pay Longer

4.4 Stars

4.4 App Store rating

5 Start Review

15/09/2021

More managable

“It is much more manageable to pay less over a longer period.”

4 Start Review

02/10/2021

Easy to use

“Makes bigger and more expensive items easy to pay off.”

4 Start Review

29/09/2021

Budgeting made easy

“Financially it works better for my family budget.”

5 Start Review

07/10/2021

Check off the Wishlist

“I’ll use it for purchasing a few things I’ve wanted but I’ve put off buying.”

Pay Longer at even more stores

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    Bunnings

  • the warehouse online store button zip nz

    The Warehouse

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    1 Day

  • the rock shop online store button zip nz

    Rockshop

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    Ecosa

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    Emma

Shop Pay Longer

Get up to 24 weeks to pay.

Any questions?

  • Why cant I use Pay Longer after 5 December 2021?

    Our initial release of the Pay Longer product was to a limited number of Zip customers, to allow us to get feedback on how we could develop the best longer term Zip product. We have now closed out this pilot to implement your feedback, and will be relaunching a new and improved version in early 2022.

  • What can I buy with Pay Longer?

    Pay Longer can only be used when you spend $500 or more. Like all Zip purchases, you can only spend above your limit if you pay extra for the first payment. During the launch, Pay Longer is currently available at 30 selected stores – be sure to check back, as we’ll be adding more stores soon.
  • Are there any extra fees?

    Yes, but they’re super transparent:
    • A one-off establishment fee of $15 on your first Pay Longer purchase.
    • A processing fee of 1.6% applies to each purchase after the initial purchase.
    *If you pay late, default fees and arrears fees will apply as usual.
  • How do I shop using Pay Longer?

    It’s easy! Just follow these steps:

    1. Just make a purchase over $500 at a retailer that accepts Pay Longer
    2. Checkout with Zip when shopping online or scan the app code instore
    3. choose ‘Pay Longer’ on your device when prompted
    4. Check your payment schedule including fees. Read and accept the disclosure & terms and conditions.
    5. Approve the purchase and pay 15% upfront, then 12 fortnightly payments.