Unlock new customers with flexible payments
Give customers control over cash flow. They Pay in 4 or 8 while you’re paid upfront. Zip drives higher conversions, larger baskets, new customers, and lasting loyalty.
Grow the metrics that matter
New, loyal customers: Inclusive payment options let you serve even more ready-to-buy customers
Higher AOV: Flexible installments allows customers to get what they need.¹
Increased conversion: A seamless payment experience turns browsers into buyers.
Lower cart abandonment: BNPL options stop sales from falling through the cracks at checkout.
Faster growth: Zip helps merchants grow sales faster
New, loyal customers: Inclusive payment options let you serve even more ready-to-buy customers
Higher AOV: Flexible installments allows customers to get what they need.¹
Increased conversion: A seamless payment experience turns browsers into buyers.
Lower cart abandonment: BNPL options stop sales from falling through the cracks at checkout.
Faster growth: Zip helps merchants grow sales faster
Pay in 4
You get paid upfront. Customers split payments into 4 equal installments over 6 weeks2.
You get paid upfront. Customers split payments into 4 equal installments over 6 weeks2.
Pay in 8
You get paid upfront. Customers split payments in 8 equal installments over 14 weeks2.
You get paid upfront. Customers split payments in 8 equal installments over 14 weeks2.
Which installment option should you offer to your customers?
Pay in 4 | Pay in 8 | |
|---|---|---|
| Credit Limit | $35 - $1,500¹ | $200 - $1,500¹ |
| Merchant Payout in Full | Yes² | Yes² |
| Payment Period starts | When the order is placed³ | When the order is placed³ |
| Number of installments | 4 | 8 |
| Payment Frequency | Every 2 weeks | Every 2 weeks |
| Term | 6 weeks | 14 weeks |
| Repayment Method | Debit or credit card | Debit card |
| Real time approval | Yes, No hard credit check | Yes, No hard credit check |
| Payment date change | 1 fee per month, then $2 fee for each additional PDC | 1 fee per month, then $2 fee for each additional PDC |
| Interest | No revolving interest ⁴ | No revolving interest ⁴ |
| Customer Contribution Fees | $0-$7.50 /order ⁵ | $0-$124 /order ⁵ |
¹ Can vary by merchant ² Negotiated with merchant ³ At capture of order, minus merchant fees ⁴ A fixed fee applies which will be expressed as an APR and set forth in the disclosure to the customer ⁵ Negotiated with merchant based on AOV
Tangible bottom-line impact
Achieve smarter, faster growth with the help of Zip. Unlock new revenue with Zip’s ready-to-convert customer base.