Flexible checkout that can really flex
Learn why Zip is the flexible payments solution your business needs to elevate the payment experience and drive greater revenue.
Grow the metrics that matter
New, loyal customers: Inclusive payment options let you serve even more ready-to-buy customers
Higher AOV: Flexible installments allows customers to get what they need3
Increased conversion: A seamless payment experience turns browsers into buyers
Lower cart abandonment: BNPL options stop sales from falling through the cracks at checkout
Faster growth: Zip helps merchants grow sales faster

New, loyal customers: Inclusive payment options let you serve even more ready-to-buy customers
Higher AOV: Flexible installments allows customers to get what they need3
Increased conversion: A seamless payment experience turns browsers into buyers
Lower cart abandonment: BNPL options stop sales from falling through the cracks at checkout
Faster growth: Zip helps merchants grow sales faster
Pay in 2
You get paid upfront. Customers split payments into 2 equal installments over 2 weeks.2

You get paid upfront. Customers split payments into 2 equal installments over 2 weeks.2
Pay in 4
You get paid upfront. Customers split payments into 4 equal installments over 6 weeks.2

You get paid upfront. Customers split payments into 4 equal installments over 6 weeks.2
Pay in 8
You get paid upfront. Customers split payments in 8 equal installments over 14 weeks.2

You get paid upfront. Customers split payments in 8 equal installments over 14 weeks.2
Which installment option should you offer your customers?
Pay in 2 | Pay in 4 | Pay in 8 | |
|---|---|---|---|
Credit Limit | $20-$2,400 | $35 - $3,000 (A) | $200 - $3,000 (A) |
Merchant Payout in Full | Yes (B) | Yes (B) | Yes (B) |
Payment Period starts | When the order is placed (C) | When the order is placed (C) | When the order is placed (C) |
Number of installments | 2 | 4 | 8 |
Payment Frequency | Every 2 weeks | Every 2 weeks | Every 2 weeks |
Term | 2 weeks | 6 weeks | 14 weeks |
Repayment Method | Debit or credit card | Debit or credit card | Debit card |
Real time approval | Yes, No hard credit check | Yes, No hard credit check | Yes, No hard credit check |
Payment date change | 1 fee per month, then $2 fee for each additional PDC | 1 fee per month, then $2 fee for each additional PDC | 1 fee per month, then $2 fee for each additional PDC |
Interest | No revolving interest (D) | No revolving interest (D) | No revolving interest (D) |
Customer Contribution Fees | $0-$13.50 /order (E) | $0-$62 /order (E) | $0-$124 /order (E) |
A Can vary by merchant B Negotiated with merchant C At capture of order, minus merchant fees D A fixed fee applies which will be expressed as an APR and set forth in the disclosure to the customer E Negotiated with merchant based on AOV
Tangible bottom-line impact
Achieve smarter, faster growth with the help of Zip. Unlock new revenue with Zip’s ready-to-convert customer base.
3Results are not representative, or guaranteed, and may vary based on industry, company size, and other criteria.