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April Sweepstakes Terms & Conditions

NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. MAKING A PURCHASE OR PAYMENT AS PART OF AN ENTRY DOES NOT IMPROVE OR INCREASE YOUR ODDS OF WINNING. ODDS OF WINNING WILL DEPEND ON THE TOTAL NUMBER OF ELIGIBLE ENTRIES RECEIVED. THE SWEEPSTAKES IS SUBJECT TO ALL APPLICABLE FEDERAL, STATE AND LOCAL RULES, LAWS AND REGULATIONS. VOID WHERE PROHIBITED BY LAW OR RESTRICTED BY LAW.

PROMOTIONAL PERIOD (all times U.S. Eastern Time):

START DATE: 12:00 AM on 04/01/2024 END DATE: 11:59 PM on 04/30/2024

During the Promotional Period, there will be four Draw Period’s with corresponding prizes. The date of your entry will determine the relevant draw you will be entered into and the prize you may be eligible for.

No entries will be accepted outside of this time.

HOW TO ENTER:

New Customers: During the Promotion Period, download the Zip App and enter your name and email address in the relevant Weekly draw page. Existing Customers: During the Promotion Period, enter your name and email address into the relevant Weekly draw page. Free alternative method of entry: Fill out this form.

Weekly draw page: The date of your entry will determine the relevant Prize Draw.

Week 1: https://zip.co/us/april-giveaway/week-1

Week 2: https://zip.co/us/april-giveaway/week-2

Week 3: https://zip.co/us/april-giveaway/week-3

Week 4:https://zip.co/us/april-giveaway/week-4

DRAW PERIOD:

Week 1: Entries received between 12:01AM on April 1, 2024 and 11:59 PM on 7 April 2024

Week 2: Entries received between 12:01AM on April, 8 2024 and11:59PM on April 14 2024

Week 3: Entries received between 12:01AM on April, 15 and 11:59PM on April, 21 2024

Week 4: Entries received between 12:01AM April, 22 2024 and 11:59PM on April, 30 2024)

All times outlined are expressed in United States Eastern Daylight Time (EDT).

DRAW DATE:

A random prize draw will occur every Monday at 4:00PM EDT (at the conclusion of each week during the Promotional Period) on the following dates:

Week 1: April, 8 2024

Week 2: April 15, 2024

Week 3: April 22, 2024

Week 4: May 6, 2024

Entries received in the week preceding the Draw Date, will be entered into that week's draw (entries do not roll over into the next week's draw).

NOTIFICATION OF WINNERS:

Within three (3) days of Draw Date.

PRIZE AND APPROXIMATE RETAIL VALUE (“ARV”):

Four (4) Prizes will be awarded in this Promotion (1 prize per week):

Week 1: $2,400 visa gift card

Week 2: $1,000 visa gift card

Week 3: $1,000 visa gift card

Week 4: $500 visa gift card

Each Prize will consist of a visa gift card (to the values outlined above), which may NOT be payable in cash or an equivalent gift card. Only one prize per winner.

TOTAL PRIZE APPROXIMATE: retail value of all prizes in the aggregate is $4,900.00 USD.

Promotor

Zip Co US Inc.

zip.co/us

228 Park Ave S, PMB 59872, New York, New York 10003-1502.

General Terms and Conditions

BINDING AGREEMENT: By participating in this Promotion, you hereby acknowledge your acceptance of these Terms and Conditions and signify your agreement with them unless explicitly indicated or expressly governed by another set of terms.

PROMOTIONAL PERIOD: The Promotion begins and ends as outlined in the Start and End Dates and times ("Promotional Period").

HOW TO PARTICIPATE: NO PURCHASE NECESSARY TO ENTER OR WIN. This promotion is open to new and existing Zip Customers (as well as non-Customers). New Customer: To participate in this Promotion, download the Zip App and enter your name and email address in the relevant Weekly Draw Page to enter. Existing Customers: To participate in this Promotion, enter your name and email address in the relevant Weekly Draw Page.

WEEKLY DRAW PAGE: The date of your entry will determine the relevant Prize Draw. Week 1: https://zip.co/us/april-giveaway/week-1

Week 2: https://zip.co/us/april-giveaway/week-2

Week 3: https://zip.co/us/april-giveaway/week-3

Week 4:https://zip.co/us/april-giveaway/week-4

FREE ENTRY: Anyone may enter by following the following Alternative Method of Entry (“AMOE”) instead, free of charge. To enter via this method please fill out this form. AMOE entries that do not clearly provide the information required in the form will be deemed ineligible (as determined in Zip’s sole discretion). All AMOE entries must be received within the Promotional Period. Zip is not responsible for late, lost, or damaged entries, or technical issues that otherwise might prevent Zip from receiving any AMOE entries.

Users are subject to all online notices, including Zip's Privacy Policy, accessible at: www.zip.co/us/privacy-policy.

Zip retains the right to verify the completion and validity of all entries and information provided and reserves the authority to disqualify any User who (a) tampers with the entry process, (b) submits an entry not in compliance with these terms and conditions, or (c) engages in unlawful or improper conduct that could jeopardize the fair and proper execution of the Promotion. Zip reserves its legal rights to recover damages or compensation from such offenders. Incomplete, inaccurate, erroneous, ineligible, or incomprehensible entry information shall be considered invalid. Zip assumes no responsibility for late, lost, or misdirected entries. Entries must reach Zip during the designated Promotional period for the advertised Promotion.

Participants are only permitted to enter using their own names. Users who furnish incorrect, misleading, or fraudulent information are ineligible to participate in the Promotion. Entries submitted by a User who Zip deems to have provided incorrect, incomplete, incomprehensible, misleading, or fraudulent information may, at Zip's discretion, be rendered invalid. Zip reserves the right to request that the User provide appropriate photo identification or other documentation (to Zip’s satisfaction, at its sole discretion) to confirm information and eligibility to enter and claim a prize, and any information submitted by the User when entering the Promotion, prior to awarding a prize. Failure to provide the documentation required by Zip, or if a User's entry has not been verified or validated to Zip's satisfaction, may result in all entries from that User being disqualified and deemed invalid.

ELIGIBILITY: If you are below the legal age of majority in your state, you are not permitted to utilize or access Zip's platform to participate in promotions. Children under the age of 13 are strictly prohibited from accessing Zip's Platform, taking part in any activities, or disclosing personal information to Zip. Zip's products and Promotions are intended for an audience beyond children, and Zip absolves itself from any responsibility for any instance where children are inadvertently exposed to our Services, Offers, or Promotions through a responsible adult or legal guardian.

Open only to legal residents of the fifty (50) United States and the District of Columbia, who are at least eighteen (18) years of age or the age of majority, whichever is older, in their respective states of permanent residence at time of entry. Void where prohibited by law. All applicable federal, state and local laws apply.

RESTRICTED PARTICIPATION: Certain Promotions may be tailored for specific individual Users. Other Promotions may be accessible to groups of Users or all Users at large, as explicitly indicated within the respective Promotions. Zip retains the exclusive right to ascertain the eligibility of any User or class of Users for each Promotion, exercising this discretion at its sole judgment.

WINNER SELECTION: Every eligible User who successfully earns an entry in accordance with these Terms shall be entered into a participant pool, from which a winner or winners (as applicable) will be chosen randomly. The prize draw is conducted using a random-based mechanism to select the recipient of the prize and will be conducted either under independent supervision or through a computer process designed to generate verifiably random outcomes. The selected winner or winners of the draw will receive written notification by email within three (3) days following the respective Draw Date. Zip is committed to taking all reasonable measures to ensure the timely notification of winners. By participating in this Promotion, Users expressly consent and authorize Zip to use any personal identifiable information (PII) in order to contact the Users and Winners of this Promotion.

UNCLAIMED WINNER: If the winner cannot be contacted within fourteen (14) business days, their prize is forfeited. Zip may determine to redraw the prize via the means outlined above. The Unclaimed winner will be notified within three (3) days following the respective unclaimed winner draw.

The awarded prize will be designated under the winner's (or unclaimed winners) name. Zip's determination is final, and no correspondence will be entertained on this matter. The prize may be either a physical card or an electronic code equivalent to a card, the choice being at Zip's discretion.

PRIZE CONDITIONS: Prizes are non-transferable and non-exchangeable, and they cannot be redeemed for cash unless explicitly stated otherwise. Winners must accept prizes as offered and are not permitted to modify them. In cases where a prize is unavailable, a substitute prize of equal or greater value may be awarded. These prizes cannot be subjected to auctioning, trading, bartering, or sale. Zip retains the authority to invalidate any Promotion that is being transferred to a third party in contravention of these terms. Zip assumes no responsibility for any effort to redeem a Promotion acquired through a third party, whether done gratuitously or for monetary gain.

Zip bears no responsibility for any potential tax implications arising from the receipt of prize winnings. Any vouchers, electronic validation codes, tickets, coupons, products, services, or subscriptions provided as part of a prize are subject to the prevailing terms and conditions, including expiration dates, and are not replaceable if lost, stolen, or damaged.

In the event cash is awarded, prizes may be granted in the form of Zip account credit, electronic codes, gift cards, bank checks, PayPal (with potential fees that are the winner's responsibility), or electronic funds transfer to the winner’s designated bank account.

It is solely the responsibility of the User to ensure they fulfill the requirements for using the prize.

Applicable only for travel prize: all components of the prize must be utilized together.

ODDS OF WINNING: Odds of winning are not fixed and will depend upon the total number of eligible entries received.

DISPUTE REGARDING THE IDENTITY OF PARTICIPANT USERS: In the event of a dispute concerning the identity of an online User, the submission will be considered to originate from the "Authorized Account Holder" of the email address provided at the time of entry. The Authorized Account Holder is the individual naturally assigned an email address by an Internet access provider, online service provider, or another organization responsible for allocating email addresses within the domain linked to the submitted email address. Zip retains the right to request proof from any User or potential winner that they indeed hold the status of an authorized account holder for the email address associated with the entry. Zip will make all reasonable efforts to inform the winner, and its judgment is conclusive, with no further communication to be engaged on the matter.

FORCE MAJEURE: If circumstances beyond the reasonable control of Zip hinder the smooth execution of this Promotion, including, but not limited to, situations such as war, terrorism, pandemic, state of emergency, natural disaster, computer virus infection, bugs, tampering, unauthorized intervention, technical malfunctions, or any other factor that compromises the administration, security, fairness, integrity, or proper progress of the Promotion, Zip retains the authority, at its sole discretion and subject to any applicable legal instructions, to cancel, terminate, modify, or suspend the Promotion. In such cases, if deemed necessary, Zip may also opt to provide an alternative prize or prizes of equal value to the original prize.

PUBLICITY AND IMAGE AUTHORIZATION: By participating in this Promotion, the User grants consent that, if they emerge as the winner and if deemed necessary by ZIP, ZIP may utilize the User’s name, likeness, image, and/or voice (including photographs, films, and/or recordings) across various media channels, without requiring further notification, review, remuneration, compensation, permission, or approval. This usage extends indefinitely and is undertaken for the purposes of promoting, publicizing, or marketing the Promotion (including its outcomes), as well as endorsing any products or services produced, distributed, and/or provided by Zip. In the event of winning, the Participant User commits to engaging in all reasonable promotional activities associated with the Promotion, as requested by Zip and its representatives.

LIMITATION OF LIABILITY: Zip, along with its affiliated agencies and entities, shall exclude all liability (excepting instances where such liability cannot be lawfully excluded, including any pertinent consumer guarantees mandated by applicable consumer laws) for any form of direct or indirect harm, loss, or damage stemming from the Promotion, including the prize draw, and any undertakings associated with the Prize.

This encompasses, yet is not restricted to: (i) technical glitches, delays, or failures, encompassing those linked to accessing any materials linked to this Promotion, and any erroneous, inaccurate, or incomplete information transmitted in the course of, or in connection with, this Promotion due to technical hitches, delays, or failures; (ii) theft, unwarranted access, or interference by third parties; (iii) mislaid or impaired entries, prize claims, or prizes; (iv) acceptance and/or utilization of any prize; (v) any instances of fraud, deception, or concealment perpetrated by any individual or entities in connection with this Promotion; (vi) the securing of any relevant insurance or the act of filing an insurance claim, as required by applicable insurance policies; and/or (vii) any erroneous printing or replication (if applicable). For any queries regarding prize warranties, individuals are encouraged to get in touch with relevant manufacturers and/or distributors.

The Promotional platform may include links to other websites (Linked Sites). Neither Zip nor the publisher of the website hosting this Promotion shall be held accountable for the content of any Linked Sites, regardless of Zip's affiliation with them.

Zip does not endorse Linked Sites in any manner and bears no responsibility for the quality or delivery of products or services offered, accessed, or advertised through such Linked Sites. In the event that these Linked Sites gather Personal Information or postings from Participants, Zip assumes no responsibility or liability for the manner in which such information or postings are utilized or exploited. Access to the Linked Sites is solely at the Participant’s discretion, and Participants agree to do so at their own risk.

Membership, pages, applications, and overall usage of social media are subject to the prevailing terms and conditions of the respective social media platforms. This Promotion is not sponsored, endorsed, or administered by any social media platform, including but not limited to Instagram, Facebook, Twitter, Pinterest, Snapchat, or others ("Social Media Site"). If a Participant employs social media to engage in the Promotion, the User acknowledges that they are sharing their information with Zip and not with any social media platform. Any inquiries, concerns, or questions should be directed to Zip.

Upon entry, any copyright or moral rights inherent in an entry become the irrevocable property of Zip. Zip collects personal information about a User to include them in the Promotion and, when appropriate, grant prizes. Users acknowledge that Zip may gather additional information about them from alternative sources, send information, samples, special offers, or other information or goods provided by marketing partners that Zip believes might be of interest to Users. All personal information will be stored by Zip in accordance with Zip’s Privacy Policy.

USAGE RESTRICTIONS: Users are prohibited from referring themselves or creating multiple, fictitious, or fraudulent accounts with Zip to participate in a Promotion or submit entries multiple times. Furthermore, You may not (i) manipulate the Promotion, (ii) engage in unfair or disruptive conduct, or (iii) utilize any system, bot, or other device or contrivance to participate or gain advantages in the Program. This encompasses a comprehensive prohibition on the posting of the Promotion or personal links on any website or social media platform, or any other misuse of Zip products and services that might breach its Terms of Use. Should we ascertain that a link or Promotion associated with your account has been employed in such a manner, we retain the right to rescind all granted benefits and/or expel you from our Platform.

CAUTION: ANY DELIBERATE ATTEMPT TO CAUSE DAMAGE OR UNDERMINE THE LAWFUL OPERATION OF THE PROMOTION OR PLATFORM MAY CONSTITUTE A VIOLATION OF CRIMINAL AND CIVIL LAWS. IN THE EVENT OF SUCH AN ATTEMPT, ZIP RESERVES THE AUTHORITY TO PURSUE REMEDIES AND DAMAGES (INCLUDING LEGAL FEES) TO THE FULLEST EXTENT PERMITTED BY LAW, INCLUDING CRIMINAL PROSECUTION.

LIABILITY DISCLAIMER: YOU ACKNOWLEDGE AND AGREE THAT THE PARTIES ELIGIBLE FOR INDEMNIFICATION (DEFINED BELOW) SHALL NOT BE HELD LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, ACTUAL, CONSEQUENTIAL, ECONOMIC, SPECIAL, OR EXEMPLARY DAMAGES (INCLUDING, BUT NOT LIMITED TO, LOST PROFITS, DATA LOSS, IMPAIRMENT OF REPUTATION, INTERRUPTION OF SERVICES, COMPUTER MALFUNCTION, SYSTEM FAILURE, INABILITY TO STORE ANY INFORMATION OR OTHER CONTENT MAINTAINED OR TRANSMITTED BY ZIP, OR THE COST OF SUBSTITUTE SERVICES) ARISING FROM YOUR USE OF OR INABILITY TO USE ZIP’S PLATFORM, ZIP SERVICES, OR PARTICIPATION IN A ZIP PROMOTION, EVEN IF YOU WERE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

LIMITATION OF LIABILITY: TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE AGGREGATE LIABILITY OF THE INDEMNIFIED PARTIES ARISING OUT OF OR IN CONNECTION WITH THE PROMOTION, IRRESPECTIVE OF THE CAUSE OF ACTION (WHETHER IN CONTRACT, TORT, BREACH OF WARRANTY, OR OTHERWISE), SHALL NOT EXCEED FIFTY DOLLARS ($50).

DISCLAIMER OF WARRANTIES: YOU CLEARLY UNDERSTAND AND CONSENT THAT THE PROMOTION AND ZIP PLATFORM MAY BE SUBJECT TO MODIFICATIONS, FURTHER DEVELOPMENT, AND IMPROVEMENT, THEREFORE BEING PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY EXPRESS OR IMPLIED WARRANTIES OR CONDITIONS. THIS INCLUDES, BUT IS NOT LIMITED TO, WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A SPECIFIC PURPOSE, AND NON-INFRINGEMENT. ZIP MAKES NO REPRESENTATIONS OR WARRANTIES ABOUT THE ACCURACY OR COMPLETENESS OF THE CONTENT PROVIDED THROUGH ZIP'S PLATFORM OR THE CONTENT OF LINKED SITES ASSOCIATED WITH ZIP'S PLATFORM AND PROMOTIONS.

By engaging in the Promotion, you consent to indemnify, safeguard, and exonerate Zip and its Affiliates, along with their attorneys, insurers, independent contractors, providers, successors, and assigns (the "Indemnified Parties"), against any and all Losses incurred due to: (i) your utilization or inability to utilize the Zip Platform or Services or partake in a Promotion; (ii) your breach or infringement of this Agreement; (iii) your violation of any laws or the rights of any User or third party; and (iv) any content submitted by you or through your Zip account, including instances where such content may encroach upon the intellectual property rights of a third party or otherwise contravene legal regulations. You further undertake to indemnify the Indemnified Parties against any Losses arising from your deployment of software robots, spiders, crawlers, or similar data retrieval and extraction tools, or any other activity that imparts an undue load or strain on our infrastructure.

Zip reserves the prerogative, at its exclusive discretion, to assume sole control and direction, at its own cost, over any matter otherwise encompassed by your indemnification. You shall not, under any circumstance, settle any claim or issue without the prior written consent of Zip.

TAX OBLIGATIONS: In the event that you receive a prize under the Promotion, you shall be solely responsible for any and all applicable taxes and fees, if they are applicable.

SEVERABILITY CLAUSE: In the event that any provision within these Terms is deemed invalid, void, or unenforceable, that specific provision (or the portion thereof causing such invalidity, voidness, or unenforceability) shall be deemed as removed, without affecting the validity and enforceability of the remaining provisions.

RIGHT TO MODIFY, CANCEL, OR TERMINATE: We retain the exclusive right to cancel, modify, or terminate these Terms or the Promotion at our sole discretion, for any reason.

ZIP CONTACT INFORMATION: Zip Co US Inc. can be reached at the following address: 228 Park Ave S, PMB 59872, New York, New York 10003-1502.