Why use short-term financing for electronics with Zip?

A buy now, pay later plan lets you get what you need today and pay off your purchase over time, giving you a simple, stress-free way to shop online and in-store.¹

With short-term financing from Zip, you can use an installment plan to pay for a laptop, TV, headphones, or other electronics over a 6-week period.¹ And with automatic notifications, you’ll never have to worry about accidentally missing a payment. Best of all, you can use Zip almost anywhere Visa is accepted.¹

Stress less when unexpected need arise

Computer suddenly crashed? Don’t worry, Zip has your back. Whether you need a laptop for school or an upgrade on your work-from-home setup, Zip gives you the flexibility to get the big-ticket tech you need now and pay for it over time. Cover emergency purchases, using buy now, pay later for computers, laptops, tablets, smartphones, headphones, and more — all without having to empty your wallet.

Get flexible payments options

An electronics payment plan gives you the freedom to buy what you need today and pay it off in 4 easy installments.1 Make your first payment with Zip at checkout, then pay the remaining installments over the course of 6 weeks.¹ By breaking big purchases into smaller payments, you can manage your budget with confidence and control.

Buy now and pay later for electronics at your favorite stores

Use the Zip app and pay later where you want for all the latest tech and gear.¹ Whether it’s time to upgrade, backup your files, treat yourself to a new gaming system or to all the latest accessories, Zip is here to help you with short-term financing at all the biggest names in electronics and more.

• Best Buy®
• Apple
• Amazon
• Walmart
• Target
• Newegg
• PlayStation
• eBay
• And so many more! Check them out in the Zip app

How short-term financing for electronics works

1. Download the Zip app and search for your favorite electronics.¹
2. Create a one time virtual card in the app to pay for your purchase.
3. Upgrade! Make your 4 payments for your purchase with Zip over 6 weeks.¹

Electronics buy now, pay later FAQs

What does it mean to buy now, pay later for electronics?

A buy now, pay later electronics payment plan lets you make online or in-store purchases by paying a portion of the item’s full cost at checkout, then paying off the rest over time in scheduled installments. Let’s use a buy now, pay later laptop as an example. First, you’ll open the Zip mobile app and choose the Pay with Zip option at checkout. If your request is approved, Zip will instantly generate a virtual card that covers the full purchase amount. You’ll only pay a quarter of the total cost at checkout, then pay the rest in 3 flat installments over the next 6 weeks.¹

What stores can I pay later for electronics?

The Zip app gives you the flexibility to pay later where you want.¹ That includes any retailer that sells electronics!

Can I pay later in-store for electronics?

Yes! With the Zip App or physical Zip Card, you can take Zip with you and pay later in-store¹ for electronics, even at your favorite local retailers.

Can I pay later online for electronics?

If you prefer to shop online, you can find the retailer you’re looking for in the Zip app and use short-term financing for electronics online. Here’s how:

• Download the Zip app
• Search for your favorite electronics retailer in the Zip app
• Tap “Pay with Zip” when you’re ready to checkout
• Zip pays for your purchase price and you pay in 4 over 6 weeks¹

Can I pay later for electronics and appliances at Apple, Dell, Bose, and Amazon?

Yes! The Zip app gives you the flexibility to pay later at a wide range of retailers, including Apple, Dell, Bose, and Amazon.¹

Is buy now, pay later for laptops the same as laptop financing?

Buy now, pay later with Zip is a type of short-term financing, which means you can get immediate funds for purchases that you pay off gradually. When you buy a laptop on payments with Zip, you only pay a quarter of the laptop’s price during checkout, then pay off the rest with 3 biweekly payments over a 6-week period.¹

Do you need a down payment to use buy now, pay later for electronics?

When you want to make a purchase using a Zip electronics payment plan, you’ll submit a request in the app that matches the total purchase amount. If your request is approved, you’ll be charged 25% of the item’s price plus fees at checkout, which acts like a down payment and takes care of your first installment. If you’re placing an order that’s higher than your available Zip estimated spending power, like a brand new laptop, you might qualify to make a higher first installment.

¹Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply. For example, for a $335 purchase, you’d make four $85.25 payments every two weeks starting today for a 31.11% annual percentage rate and a total of payments of $341. A $6 installment fee is charged at commencement - you pay $1.50 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $4.50 is included in your future payments. Actual installment fees vary and can range from $0 to $7.50 depending on the purchase price and Zip product used. Actual amount of fee for your purchase will be reflected in checkout. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Zip Pay Anywhere and Zip Checkout financing through Zip issued by WebBank. All loans are subject to credit approval. Message and data rates may apply.